Jefferson County property record for 404 Cedar Trce, Hoover, AL 35244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,218 sqft · built 2000 |
| Lot Size | 0.353 acres (15,374 sqft) |
| Owner | Individual on Record |
| Last Sale | $459,900 (Jul 2021) |
| Tax Bill | $4,127 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-00-27-3-000-035.000 |
| Primary APN | 39-00-27-3-000-035.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,218 sqft Living Area |
| Gross Area | 4,934 sqft |
| 1st Floor Area | 1,716 sqft |
| Upper Floors Area | 1,502 sqft |
| Basement Area | 1,716 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,374 sqft (0.353 acres) |
| Lot Dimensions | 157 ft deep x 46.9 ft wide |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 38 sqft |
| Deck Area | Deck Area |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 63528 |
|---|---|
| Street Address | 404 CEDAR TRCE |
| City | HOOVER |
| State | AL |
| Zip | 35244-4560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PR1 |
| Legal Description | LOT 1624 TRACE CROSSINGS 16TH SEC 31/11 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 27 |
| Legal Subdivision | TRACE CROSSINGS 16TH SEC |
| Legal Lot Number | 1624 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | HOOVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14410 |
Source: Jefferson County assessment roll, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 404 CEDAR TRCE, HOOVER, AL 35244-4560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 24, 2020 | Deed of Trust, Mortgage FBC MORTGAGE |
| Jul 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| May 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2021 · Amount on Record |
| Deed Sale | Jul 6, 2021 · Amount on Record |
| Prior Sale | May 18, 2020 · Amount on Record |
| Deed Document Number | 202177222 |
| Prior Transfer Date | Mar 6, 2020 |
| Prior Transfer Doc | 2020049473 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 404 CEDAR TRCE, HOOVER, AL 35244-4560 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 404 CEDAR TRCE, HOOVER, AL 35244-4560 |
| Document Number | 0000107977 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020107977 |
| Name | FBC MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Jul 6, 2021 |
| Property Address | 404 CEDAR TRCE, HOOVER, AL 35244-4560 |
| Document Number | 0000077222 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021077222 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 CEDAR TRCE, HOOVER, AL 35244-4560 |
| Document Number | 0000077223 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021077223 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | May 18, 2020 |
| Property Address | 404 CEDAR TRCE, HOOVER, AL 35244-4560 |
| Document Number | 0000049473 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 49473 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $21.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 CEDAR TRCE HOOVER AL 352444560, HOOVER, AL 35244-4560 |
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,127.00 (+7.08%) Homeowner's exemption | $57,580 (+9.38%) | $583,000 (+10.77%) Land $121,500 Building $461,500 |
| 2024 | $3,854.00 (+9.8%) | ||
| 2023 | $52,640 (+7.25%) Land $8,102 Building $44,538 | $526,300 (+7.23%) Land $81,000 Building $445,300 | |
| 2022 | $3,510.00 Homeowner's exemption | $49,080 Land $7,400 Building $41,680 | $490,800 Land $74,000 Building $416,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2014–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2021 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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