404 Castro Ln, Bakersfield, CA 93304 Property Records

Kern County property record for 404 Castro Ln, Bakersfield, CA 93304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,142 sqft · built 1942
Lot Size	0.185 acres (8,071 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Jul 2018)
Tax Bill	$2,582 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`147-141-20-00-6`

Property Details

APN / Parcel Number

Primary APN	`147-141-20-00-6`
Alternative APNs	`147-141-20-4` `1471412000` `14714120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
Gross Area	1,184 sqft
1st Floor Area	1,142 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,071 sqft (0.185 acres)
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	147141204
Street Address	404 CASTRO LN
City	BAKERSFIELD
State	CA
Zip	93304-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1192 , BLOCK , LOT PN11
Legal Subdivision	1192 KERN
Legal Tract	1192
Legal Block	2
Legal Lot Number	PN11
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2003
Census Tract	2702

Owner

404 Castro Ln is owned and occupied by an individual who bought it in July 2018.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	404 CASTRO LN, BAKERSFIELD, CA 93304-3304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI MONEY SOURCE
Jul 3, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Deed Document Number	201884049
Prior Transfer Date	Dec 2, 2016
Prior Transfer Doc	0000177453
Record Updated	Oct 29, 2026

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 21, 2018
Property Address	404 CASTRO LN, BAKERSFIELD, CA 93304-3304
Document Number	0000109419
Instrument Date	Aug 8, 2018
Instrument	109419
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 DARLING POINT DR BAKERSFIELD CA 933073994, BAKERSFIELD, CA 93307-3994

Mortgage

Document Number	109420
Date	Aug 21, 2018
Instrument	109420

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 3, 2018
Property Address	404 CASTRO LN, BAKERSFIELD, CA 93304-3304
Document Number	0000084049
Map Reference	MB5 OG37
Instrument Date	May 30, 2018
Instrument	0218084049
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	TICOR TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CASTRO LN, BAKERSFIELD, CA 93304-3304

Mortgage

Document Number	0000084050
Date	Jul 3, 2018
Instrument	0218084050

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 404 Castro Ln was $2,582.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$171,804 (+2%) Land $39,820 Building $131,984
2025	$2,582.00	$168,437 Land $39,040 Building $129,397
2023	$2,471.00 (+3.52%)	$161,898 Land $37,525 Building $124,373
2022	$2,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 404 Castro Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 Castro Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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