404 Cartway Rd, Champlin, MN 55316 Property Records

Hennepin County property record for 404 Cartway Rd, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,144 sqft · built 1962
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Mar 2020)
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-120-22-14-0017`

Property Details

APN / Parcel Number

Primary APN	`24-120-22-14-0017`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,798 sqft
1st Floor Area	1,144 sqft
Basement Area	915 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Lot Depth	284 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	483 sqft
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	404 CARTWAY RD
City	CHAMPLIN
State	MN
Zip	55316-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED 24 120 22 COM AT A PT IN THE E LINE DIS 509 FT N FROM THE SE COR OF NE 1/4 TH N 86 DEG 09 MIN W 284 FT TH N 27 DEG 27 MIN E 90 1/10 FT TH S 86 DEG T E80X284X90X242
Legal Range	22
Legal Township	120
Legal Section	24
Legal Quarter	14
Legal Subdivision	UNPLATTED 24 120 22
Legal Block	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	2
Census Block	2001
Census Tract	26903

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 CARTWAY RD, CHAMPLIN, MN 55316-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	202010766170
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 16, 2020
Property Address	404 CARTWAY RD, CHAMPLIN, MN 55316-1321
Document Number	0010766170
Instrument Date	Mar 4, 2020
Instrument	10766170
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$969.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 CARTWAY RD CHAMPLIN MN 553161321, CHAMPLIN, MN 55316-1321

Mortgage

Document Number	10766171
Date	Mar 16, 2020
Instrument	10766171

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,861.00 (+13.56%)	$329,300 (+6.92%) Land $92,400 Building $236,900	$329,300 (+6.92%) Land $92,400 Building $236,900
2023	$3,400.00 Homeowner's exemption
2022		$308,000 Land $86,000 Building $222,000	$308,000 Land $86,000 Building $222,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20