Albemarle County property record for 404 Carrsbrook Dr, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,002 sqft · built 2005 |
| Lot Size | 0.522 acres (22,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Jan 2025) |
| Tax Bill | $4,813 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046A0-00-0F-00300 |
| Primary APN | 046A0-00-0F-00300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,002 sqft Finished Area |
| Basement Area | 968 sqft |
| Finished Basement | 414 sqft |
| Unfinished Basement | 986 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 22,738 sqft (0.522 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 120 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 404 CARRSBROOK DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 RESIDEN |
| Legal Description | WESTMORELAND F 3 |
| Legal Subdivision | WESTMORELAND |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10604 |
404 Carrsbrook Dr is owned and occupied by an individual who bought it in January 2025.
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 CARRSBROOK DR, CHARLOTTESVILLE, VA 22901-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF THE JAMES INC |
| Aug 13, 2020 | Quit Claim Deed, Transfer FIRSTBANK |
| Jun 10, 2019 | Grant Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on File |
| Deed Sale | Jan 21, 2025 · Amount on File |
| Prior Sale | Sep 30, 2021 · Amount on File |
| Deed Document Number | 2025559 |
| Prior Transfer Date | Aug 6, 2020 |
| Prior Transfer Doc | 0000010680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Sep 30, 2021 |
| Property Address | 404 CARRSBROOK DR, CHARLOTTESVILLE, VA 22901-1216 |
| Document Number | 5616/695 |
| Book / Page | 5616 / 695 |
| Map Reference | MB 402 PG 91 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021-00016632 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 CARRSBROOK DR, CHARLOTTESVILLE, VA 22901-1216 |
| Document Number | 202100016633 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021-00016633 |
| Name | BANK OF THE JAMES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Aug 13, 2020 |
| Property Address | 404 CARRSBROOK DR, CHARLOTTESVILLE, VA 22901-1216 |
| Document Number | 0000010680 |
| Book / Page | 005367 / 000780 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 10680 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 CARRSBROOK DR CHARLOTTESVILLE VA 229011216, CHARLOTTESVILLE, VA 22901-1216 |
| Document Number | 10681 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 005367/000784 |
| Instrument | 10681 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 12, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 10, 2019 |
| Property Address | 404 CARRSBROOK DR, CHARLOTTESVILLE, VA 22901-1216 |
| Document Number | 0000005732 |
| Book / Page | 005176 / 000431 |
| Instrument Date | May 31, 2019 |
| Instrument | 5732 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 404 CARRSBROOK DR CHARLOTTESVILLE VA 229011216, CHARLOTTESVILLE, VA 22901-1216 |
| Document Number | 5733 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 005176/000434 |
| Instrument | 5733 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2049 |
The 2026 property tax bill for 404 Carrsbrook Dr was $4,813, down 2.7% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,813.00 (-2.75%) | $538,400 (-2.75%) Land $134,000 Building $404,400 | $538,400 (-2.75%) Land $134,000 Building $404,400 |
| 2025 | $4,949.00 | $553,600 Land $145,000 Building $408,600 | $553,600 Land $145,000 Building $408,600 |
| 2023 | $4,127.00 | $483,300 Land $120,000 Building $363,300 | $483,300 Land $120,000 Building $363,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Carrsbrook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Carrsbrook Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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