Lawrence County property record for 404 Carrie Ln, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,426 sqft · built 1972 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $807 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050151 06701 |
| Primary APN | 050151 06701 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| 1st Floor Area | 1,426 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 90 ft deep x 197 ft wide |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Utility Building | 140 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 404 CARRIE LN |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2; SUBDIVISION: PLEASANTVIEW EST |
| Legal Subdivision | PLEASANTVIEW EST |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 960700 |
404 Carrie Ln is owned and occupied by an individual who acquired it in November 2025.
Source: Lawrence County records, as of May 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 CARRIE LN, LORETTO, TN 38469-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage RAPID HOME LENDING INC |
| Feb 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 10, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage RAPID HOME LENDING INC |
| Aug 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jan 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2025 |
| Deed Sale | Nov 10, 2025 |
| Prior Sale | Oct 26, 2009 · Amount on File |
| Deed Document Number | 20256515 |
| Deed Book / Page | 804 / 319 |
| Prior Transfer Date | Jun 12, 2025 |
| Prior Transfer Doc | 0000804319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 404 CARRIE LN, LORETTO, TN 38469-2000 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 404 CARRIE LN, LORETTO, TN 38469-2000 |
| Document Number | 0000814559 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 814/559 |
| Instrument | 26001015 |
| Name | RAPID HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 30700 TELEGRAPH RD STE 4600, BINGHAM FARMS, MI 48025 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 404 CARRIE LN, LORETTO, TN 38469-2000 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 404 CARRIE LN, LORETTO, TN 38469-2000 |
| Document Number | 0000735527 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 735/527 |
| Instrument | 24000597 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 404 CARRIE LN, LORETTO, TN 38469-2000 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000765936 |
|---|---|
| Date | Nov 26, 2024 |
| Book Page | 765/936 |
| Instrument | 24006434 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Nov 10, 2025 |
| Property Address | 404 CARRIE LN, LORETTO, TN 38469-2000 |
| Document Number | 0000804319 |
| Book / Page | 804 / 319 |
| Instrument Date | Jun 12, 2025 |
| Instrument | 25006515 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | CLIENT FIRST TITLE INC, CLIENTFIRST TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 CARRIE LN, LORETTO, TN 38469-2000 |
| Name | Verified Name |
|---|---|
| Address | 404 CARRIE LN, LORETTO, TN 38469-2000 |
| Document Number | 0025006516 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 25006516 |
| Name | RAPID HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 404 CARRIE LN, LORETTO, TN 38469-2000 |
| Document Number | 542696 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 404 CARRIE LN LORETTO TN 384692000, LORETTO, TN 38469-2000 |
| Document Number | 542696 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 000542/000696 |
| Instrument | 4464 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 404 CARRIE LN, LORETTO, TN 38469-2000 |
| Document Number | 499446 |
| Book / Page | 000499 / 000446 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2017 |
| Name | Verified Name |
|---|---|
| Address | 404 CARRIE LN LORETTO TN 384692000, LORETTO, TN 38469-2000 |
| Document Number | 499446 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 000499/000446 |
| Instrument | 513 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,450 (-) Land $1,875 Building $32,575 | ||
| 2024 | $34,450 (-) Land $1,875 Building $32,575 | ||
| 2023 | $807.00 | $34,450 (-) Land $1,875 Building $32,575 | |
| 2022 | $807.00 | $34,450 Land $1,875 Building $32,575 | $137,800 Land $7,500 Building $130,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Carrie Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 Carrie Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures