Lincoln County property record for 404 Cardinal Hill Rd, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 2,240 sqft · built 1962 |
| Lot Size | 2.47 acres (107,593 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,765 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-60-14-000-000-006.001 |
| Primary APN | 13-60-14-000-000-006.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 107,593 sqft (2.47 acres) |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 404 CARDINAL HILL RD |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-2705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.47 AC IN THE SW COR OF U.S.SURVEY 736: CO RD 697 SRB WW/22 |
| Legal Range | 02E |
| Legal Township | 49N |
| Legal Section | 73 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 810401 |
404 Cardinal Hill Rd is owned and occupied by two individuals.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 CARDINAL HILL RD, WINFIELD, MO 63389-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 404 CARDINAL HILL RD, WINFIELD, MO 63389-2705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2453/826 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 2453/826 |
| Instrument | 2020011899 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 404 Cardinal Hill Rd was $1,765.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,819 (-) Land $4,322 Building $26,497 | ||
| 2025 | $1,765.00 | $30,819 Land $4,322 Building $26,497 | $162,210 Land $22,750 Building $139,460 |
| 2023 | $1,686.00 (+4.98%) | $29,323 Land $3,990 Building $25,333 | $154,330 Land $21,000 Building $133,330 |
| 2022 | $1,606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Cardinal Hill Rd in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 24 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Cardinal Hill Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 80 / 10 |
May also be available: AT&T, Verizon, Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures