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404 Cardinal Dr, Clayton, NC 27520 Property Records

Johnston County property record for 404 Cardinal Dr, Clayton, NC 27520 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,376 sqft Living Area
Lot Size13,068 sqft (0.3 acres)
OccupancyOwner Occupied
Last Sale$273,000 (2024)
Tax Bill$2,890.00 (2025)

Owner

Source: Johnston County records · APN 2000228224

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address404 CARDINAL DR, CLAYTON, NC 27520-3017
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2024Deed of Trust, Mortgage · Line of Credit
THE 404 CARDINAL DR LENDING TRUST
Apr 12, 2024Deed, Transfer
May 08, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS
May 01, 2020Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Feb 21, 2020Grant Deed, Transfer · Line of Credit
NRP MTG TR I

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Prior SaleApr 12, 2024
Deed Doc Number2024026366
Deed Book / PageDEED6732 / 925
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address404 CARDINAL DR, CLAYTON, NC 27520-3017
Transaction TypeMortgage
Record UpdatedMay 09, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 915, BENSON, NC 27504-0915
InvestorPossibly a Property Investor

Mortgage

Document Number0000011731
DateApr 25, 2024
Book Page6655/904
Instrument2024011731
Lender
NameTHE 404 CARDINAL DR LENDING TRUST
TypePrivate Party
Address65 GLEN RD # 181, GARNER, NC 27529
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueOct 24, 2024

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionJOHNSTON NC
Recording DateApr 12, 2024
Property Address404 CARDINAL DR, CLAYTON, NC 27520-3017
Document Number0000010411
Book / Page6649 / 228
Map ReferenceMB 21 PG 79
Instrument DateApr 11, 2024
Instrument2024010411
Transaction TypeTransfer
Record UpdatedMay 09, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address404 CARDINAL DR, CLAYTON, NC 27520-3017

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 915, BENSON, NC 27504-0915

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address404 CARDINAL DR, CLAYTON, NC 27520-3017
Document Number0000658591
Instrument DateMay 08, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 MASON LANDING DR SEABOARD NC 27876, SEABOARD, NC 27876

Mortgage

Document Number0000658591
DateMay 11, 2020
Book Page005588/000718
Instrument658591
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 10, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateMay 01, 2020
Property Address404 CARDINAL DR, CLAYTON, NC 27520-3017
Document Number0000657579
Book / Page5583 / 331
Map ReferenceMB 21 PG 79
Instrument DateMay 01, 2020
Instrument2020657579
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1 POST ST FL 11, 1, SAN FRANCISCO, CA 94104-5215

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 CARDINAL DR, CLAYTON, NC 27520-3017

Mortgage

Document Number0000657580
DateMay 01, 2020
Instrument2020657580
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Mortgage

Document Number0000657581
DateMay 01, 2020
Book Page5583/350
Instrument2020657581
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJOHNSTON NC
Recording DateFeb 21, 2020
Property Address404 CARDINAL DR, CLAYTON, NC 27520-3017
Document Number0000647896
Book / Page005528 / 000324
Instrument DateFeb 19, 2020
Instrument647896
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

AmountAmount Recorded
Tax$355.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
InvestorPossibly a Property Investor

Mortgage

Document Number647897
DateFeb 21, 2020
Book Page005528/000327
Instrument647897
Lender
NameNRP MTG TR I
Address500 DELAWARE AVE # 11TH, WILMINGTON, DE 19801-1490
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalityClayton Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,890.00 (+32.27%)$286,230 (+68.97%) Land $75,000 Building $211,230$286,230 (+68.97%) Land $75,000 Building $211,230
2023$2,185.00$169,400 Land $42,000 Building $127,400$169,400 Land $42,000 Building $127,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN2000228224
Alternative APNs
  • 2000172155
  • 2000272880
  • 05004093

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,376 sqft Living Area
1st Floor1,376 sqft 1st Floor
Stories1 Stories
Primary FlooringPlywood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2006
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,068 sqft (0.3 acres)
Parking Spaces1 Parking Spaces
Garage Area392 sqft Garage
PorchOpen Porch
Porch Area41 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2000272880
Street Address404 CARDINAL DR
CityCLAYTON
StateNC
Zip27520-3017
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPART LOT 93 COUNTRY ESTATES SEC 3 21/79
Legal SubdivisionCOUNTRY ESTATES
Legal Lot Number93
JurisdictionJOHNSTON NC
Minor Civil DivisionCLAYTON
Census Blockgroup2
Census Block2025
Census Tract41001

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