404 Calvert St, Chestertown, MD 21620 Property Records

Kent County property record for 404 Calvert St, Chestertown, MD 21620

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,136 sqft · built 1992
Lot Size0.046 acres (2,008 sqft)
OwnerIndividual Name on Record
Last Sale$43,500 (Mar 2003)
Tax Bill$1,157 (2026)
Flood ZoneZone X (minimal risk)
APN04-026152

Property Details

APN / Parcel Number

Primary APN04-026152
Alternative APN
  • 026152

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,136 sqft Total Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,008 sqft (0.046 acres)
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number026152
Street Address404 CALVERT ST
CityCHESTERTOWN
StateMD
Zip21620-1102
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-5
Legal DescriptionLOT 24-2,008 SQ.FT. 404 CALVERT STREET CALVERT HOMES SUBDIV
Legal SubdivisionCALVERT STREET CALVERT HOMES SUB
Legal Lot Number24
JurisdictionKENT MD
Township / Civil Division4, CHESTERTOWN
Census Block Group4
Census Block4004
Census Tract950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chestertown Historic District (Boundary Increase)
listed 1984 · 456 contributing resources · NRIS 84001808

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address54 WINSOME WAY, NEWARK, DE 19702-6318
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2003 · Amount on Record
Deed SaleMar 28, 2003 · Amount on Record
Prior SaleAug 20, 1992 · Amount on Record
Deed Document Number2003241
Deed Book / Page300 / 506
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyKent County
MunicipalityChestertown Town
Unified School DistrictKent County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,157.00 (+0.87%)$73,833 (+25%)$75,100 (+2.6%) Land $13,000 Building $62,100
2025$1,147.00 (+41.78%)
2023$809.00$59,067$73,200 Land $13,000 Building $60,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 individual policies
Nearby Flood Policies52 units insured
incl. 12 condo units
Nearby Flood Claims31 (1979–2024)
Claims Outside the SFHA1 of 31
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESTERTOWN
serves 5,400 people · EPA ID MD0140002
Water SourceGroundwater
Last State InspectionSep 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

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