404 Calico Rd, Royal, AR 71968 Property Records

Garland County property record for 404 Calico Rd, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	1 ba · 320 sqft · built 2013
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Nov 2019)
Tax Bill	$673 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-18834-000`

Property Details

APN / Parcel Number

Primary APN	`100-18834-000`
Alternative APNs	`892779.0` `109033`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	320 sqft Living Area
1st Floor Area	320 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2013
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Open Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	176 sqft
Deck Area	64 sqft
Patio Area	212 sqft
Utility Building	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	892779.0
Street Address	404 CALICO RD
City	ROYAL
State	AR
Zip	71968-9316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SW
Legal Range	21W
Legal Township	03S
Legal Section	06
Legal Quarter	SW
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	3
Census Block	3022
Census Tract	11102

Owner

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	485 CALICO RD, ROYAL, AR 71968-9316
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Oct 20, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 27, 2019	Quit Claim Deed, Transfer Quitclaim
Feb 27, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Prior Sale	Feb 28, 2013 · Amount on Record
Deed Document Number	4103-000041
Deed Book / Page	4103 / 0041
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Recording Date	Jul 22, 2026
Property Address	404 CALICO RD, ROYAL, AR 71968-9316
Document Number	4896000805
Book / Page	4896 / 805
Instrument Date	Jul 14, 2026
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CALICO RD, ROYAL, AR 71968-9316
Investor	Possibly a Property Investor

Mortgage

Document Number	4896000805,
Date	Jul 22, 2026
Book Page	4896/805

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.47%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	404 CALICO RD, ROYAL, AR 71968-9316
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CALICO RD, ROYAL, AR 71968-9316
Investor	Possibly a Property Investor

Mortgage

Document Number	0048070909
Date	Oct 20, 2025
Book Page	4807/909

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	Feb 27, 2019
Property Address	404 CALICO RD, ROYAL, AR 71968-9316
Document Number	0040260275
Book / Page	004026 / 000275
Instrument Date	Feb 26, 2019
Transaction Type	Transfer
Record Updated	Mar 8, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CALICO RD ROYAL AR 71968, ROYAL, AR 71968

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	Feb 27, 2019
Property Address	404 CALICO RD, ROYAL, AR 71968-9316
Document Number	0040260273
Book / Page	004026 / 000273
Instrument Date	Feb 26, 2019
Transaction Type	Transfer
Record Updated	Mar 8, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CALICO RD ROYAL AR 71968, ROYAL, AR 71968

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$673.00 (+17.86%)	$16,030 (-) Land $7,400 Building $8,630
2023	$571.00	$16,030 Land $7,400 Building $8,630	$80,150 Land $37,000 Building $43,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 65% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wireless ETC.

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