Richland County property record for 404 Cabin Dr, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,890 sqft · built 2004 |
| Lot Size | 0.272 acres (11,887 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Jul 2023) |
| Tax Bill | $3,051 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02416-07-07 |
| Primary APN | 02416-07-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,890 sqft Heated Area |
| Gross Area | 3,942 sqft |
| 1st Floor Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,887 sqft (0.272 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 270 sqft |
| Patio Area | 176 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01752035 |
|---|---|
| Street Address | 404 CABIN DR |
| City | IRMO |
| State | SC |
| Zip | 29063-7873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 73 76.3X141.4X75X127.4 #SU MILFORD PARK PH II #PR RB766-572 |
| Legal Subdivision | MILFORD PARK |
| Legal Phase | 2 |
| Legal Lot Number | 73,76 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10311 |
Source: Richland County records · APN 02416-07-07
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 CABIN DR, IRMO, SC 29063-7873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Oct 05, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 27, 2023 | Warranty Deed, Transfer · VA Mortgage NETWORK FUNDING LP |
| Jan 26, 2021 | Grant Deed, Transfer · VA Mortgage NETWORK FNDG |
| Jul 02, 2019 | Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA |
| Mar 29, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2023 · Amount on Record |
| Deed Sale | Jul 27, 2023 · Amount on Record |
| Prior Sale | Jan 26, 2021 · Amount on Record |
| Deed Document Number | 202331938 |
| Deed Book / Page | 2853 / 2852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 404 CABIN DR, IRMO, SC 29063-7873 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | 404 CABIN DR, IRMO, SC 29063-7873 |
| Document Number | 0029150991 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | 2915/991 |
| Instrument | 2024015987 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | 15615 ALTON PKWY STE 300, IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 404 CABIN DR, IRMO, SC 29063-7873 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026732298 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 2673/2298 |
| Instrument | 2021066891 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 27, 2023 |
| Property Address | 404 CABIN DR, IRMO, SC 29063-7873 |
| Document Number | 0028532852 |
| Book / Page | 2853 / 2852 |
| Map Reference | MB 766 PG 572 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 2023031938 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 CABIN DR, IRMO, SC 29063-7873 |
| Document Number | 2023031939 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2023031939 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 26, 2021 |
| Property Address | 404 CABIN DR, IRMO, SC 29063-7873 |
| Document Number | 2579/1030 |
| Book / Page | 002579 / 001030 |
| Instrument Date | Jan 07, 2021 |
| Instrument | 4656 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2021 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 404 CABIN DR IRMO SC 290637873, IRMO, SC 29063-7873 |
| Document Number | 2579/1033 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 002579/001033 |
| Instrument | 4657 |
| Name | NETWORK FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 404 CABIN DR, IRMO, SC 29063-7873 |
| Document Number | 2407/2922 |
| Instrument Date | Jul 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 404 CABIN DR IRMO SC 290637873, IRMO, SC 29063-7873 |
| Document Number | 2407/2922 |
|---|---|
| Date | Jul 03, 2019 |
| Book Page | 002407/002922 |
| Instrument | 47694 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 29, 2018 |
| Property Address | 404 CABIN DR, IRMO, SC 29063-7873 |
| Document Number | 2290/3638 |
| Book / Page | 002290 / 003638 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 19381 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $832.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 CABIN DR IRMO SC 290637873, IRMO, SC 29063-7873 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,051.00 (+40.53%) | $10,596 (-97.14%) | $370,000 (-) Land $40,000 Building $330,000 |
| 2024 | $370,000 (+3,391.88%) Land $40,000 Building $330,000 | $370,000 (+39.68%) Land $40,000 Building $330,000 | |
| 2023 | $2,171.00 (+5.13%) | $10,596 (+6.39%) | $264,900 (+6.39%) |
| 2021 | $2,065.00 | $9,960 | $249,000 Land $32,000 Building $217,000 |
Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 136 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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