Yankton County property record for 404 Brown St, Gayville, SD 57031
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,080 sqft · built 1915 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $16,000 (Jan 2010) |
| Tax Bill | $2,647 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31.300.001.120 |
| Primary APN | 31.300.001.120 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| Basement Area | 1,280 sqft |
| Flooring | Other |
| Year Built | Built 1915 |
|---|---|
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.275 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 404 BROWN ST |
|---|---|
| City | GAYVILLE |
| State | SD |
| Zip | 57031-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11 EXC W20 & LT 12 BLK 1 SOUTH ADDN |
| Legal Subdivision | SOUTH ADDN |
| Legal Block | 1 |
| Legal Lot Number | 11,12 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | GAYVILLE |
| Census Block Group | 5 |
| Census Block | 5079 |
| Census Tract | 966400 |
Source: Yankton County assessment roll, as of November 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 622, GAYVILLE, SD 57031-0622 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Sep 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2010 · Amount on Record |
| Deed Sale | Jan 21, 2010 · Amount on Record |
| Deed Document Number | 0000490358 |
| Deed Book / Page | 490 / 358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 404 BROWN ST, GAYVILLE, SD 57031-2001 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | BRANTON TITLE COMPANY, YANKTON TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 000555/577 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 555/577 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 404 BROWN ST, GAYVILLE, SD 57031-2001 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000566/516 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 566/516 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Yankton County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Gayville Town |
| Unified School District | Gayville-Volin School District 63-1 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $241,400 (+27.12%) Land $8,400 Building $233,000 | |
| 2024 | $2,647.00 (+28.18%) | |
| 2023 | $189,900 Land $8,400 Building $181,500 | |
| 2022 | $2,065.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (1997–2019) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAYVILLE serves 392 people · EPA ID SD4600140 |
|---|---|
| Water Source | Purchased groundwater from CLAY RURAL WATER SYSTEM |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| Clarity Telecom Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| B-Y Internet Fixed Wireless | 100 / 20 |
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