Clay County property record for 404 Brook Ave, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,428 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,842 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.102.0100 |
| Primary APN | 58.102.0100 |
|---|
| Lot Area | 9,428 sqft (0.22 acres) |
|---|
| Street Address | 404 BROOK AVE |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-4929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME BROOKDALE SOUTH ADD SUBDIVISIONCD 58102 LOT 12 1 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 20 |
| Legal Subdivision | BROOKDALE SOUTH ADD |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20500 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 BROOK AVE, MOORHEAD, MN 56560-4929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 404 BROOK AVE, MOORHEAD, MN 56560-4929 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000858407 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 858407 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,842.00 (+42.51%) Homeowner's exemption | $246,300 (+4.1%) Land $43,000 Building $203,300 | $246,300 (+4.1%) Land $43,000 Building $203,300 |
| 2025 | $236,600 (+32.25%) Land $41,800 Building $194,800 | $236,600 (+32.25%) Land $41,800 Building $194,800 | |
| 2023 | $2,696.00 Homeowner's exemption | $178,900 Land $41,800 Building $137,100 | $178,900 Land $41,800 Building $137,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 5 (1997–2009) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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