404 Bridge St, Charlevoix, MI 49720 Property Records

Charlevoix County property record for 404 Bridge St, Charlevoix, MI 49720

Property Summary

Property Type	Commercial
Lot Size	0.074 acres (3,223 sqft)
Owner	Company Name on File
Flood Zone	Zone X (minimal risk)
APN	`052-345-010-00`

Property Details

APN / Parcel Number

Primary APN	`052-345-010-00`

Exterior

Lot Area	3,223 sqft (0.074 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 BRIDGE ST
City	CHARLEVOIX
State	MI
Zip	49720
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DDA 1984 S1 BEG AT NW COR OF LOT 10 BLK 5 TH E 80 FTTH S 20 FT TH W 80 FT TH N TO POB PT LOT 10 BLK 5 OF ORIG PLAT OF VILL( N
Legal Subdivision	ORIGINAL PLAT CITY
Legal Block	5
Legal Lot Number	10
Jurisdiction	CHARLEVOIX MI
Township / Civil Division	CHARLEVOIX
Census Block Group	1
Census Block	1003
Census Tract	1500

Owner

Source: Charlevoix County records · APN 052-345-010-00

Assessment roll updated June 18, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	210 STATE ST, CHARLEVOIX, MI 49720-1345
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 1996
Deed Sale	May 21, 1996
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Charlevoix County records · Assessment roll updated June 18, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Charlevoix County
Municipality	Charlevoix City
Unified School District	Charlevoix Public Schools (KG - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 units insured incl. 8 condo units

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Charlevoix Central Historic District listed 2025 · 47 contributing resources · NRIS 100011634

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 454 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHARLEVOIX serves 3,124 people
Water Source	Surface water
Last State Inspection	May 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.