404 Bowman Rd, Front Royal, VA 22630 Property Records

Warren County property record for 404 Bowman Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,079 sqft · built 2006
Lot Size	1.76 acres (77,014 sqft)
Owner	2 Individual Names on File
Last Sale	$479,000 (Mar 2020)
Tax Bill	$3,631 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28/88/H`

Property Details

APN / Parcel Number

Primary APN	`28/88/H`
Alternative APN	`26380`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,079 sqft Living Area
Gross Area	5,536 sqft
1st Floor Area	1,597 sqft
Basement Area	1,597 sqft
Finished Basement	1,597 sqft
Unfinished Basement	1,597 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	77,014 sqft (1.76 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	429 sqft
Deck Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	26380
Old Parcel Number	28 88H
Street Address	404 BOWMAN RD
City	FRONT ROYAL
State	VA
Zip	22630-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PAR B FAMILY SUBD & BDY ADJ W/JEFFREY VAUGHT LAND SURVEY LR05-6143
Legal Subdivision	FAMILY SUBD
Jurisdiction	WARREN VA
Township / Civil Division	SOUTH RIVER
Census Block Group	1
Census Block	1004
Census Tract	20700

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 BOWMAN RD, FRONT ROYAL, VA 22630-5026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CBM MORTGAGE INC
May 3, 2021	Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Mar 11, 2020	Deed, Transfer · FHA Mortgage CBM MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2020 · Amount on File
Deed Sale	Mar 11, 2020 · Amount on File
Deed Document Number	20201511
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	404 BOWMAN RD, FRONT ROYAL, VA 22630-5026
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 BOWMAN RD, FRONT ROYAL, VA 22630-5026

Mortgage

Document Number	0220001941
Date	Mar 22, 2022
Instrument	220001941

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	404 BOWMAN RD, FRONT ROYAL, VA 22630-5026
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210003898
Date	May 3, 2021
Instrument	210003898

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company
Address	FRONT ROYAL, VA 22630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	May 3, 2021
Property Address	404 BOWMAN RD, FRONT ROYAL, VA 22630-5026
Document Number	0210003896
Map Reference	MB 168 PG 266
Instrument Date	Apr 29, 2021
Instrument	210003896
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$66.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 BOWMAN RD, FRONT ROYAL, VA 22630-5026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Mar 11, 2020
Property Address	404 BOWMAN RD, FRONT ROYAL, VA 22630-5026
Document Number	200001511
Instrument Date	Mar 10, 2020
Instrument	200001511
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	AMERICAN TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 BOWMAN RD, FRONT ROYAL, VA 22630-5026

Mortgage

Document Number	200001512
Date	Mar 11, 2020
Instrument	200001512

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,631.00 (+18.82%)	$638,200 (-) Land $82,700 Building $555,500
2025	$3,056.00 (-52.91%)	$638,200 (-1.66%) Land $82,700 Building $555,500	$638,200 (-1.66%) Land $82,700 Building $555,500
2024	$6,490.00	$649,000 (-) Land $82,500 Building $566,500	$649,000 (-) Land $82,500 Building $566,500
2023		$649,000 Land $82,500 Building $566,500	$649,000 Land $82,500 Building $566,500
2022	$6,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1985–1996)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

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