Richland County property record for 404 Bonham Rd, Columbia, SC 29205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1944 |
| Lot Size | 0.273 acres (11,897 sqft) |
| Owner | Company Name on Record |
| Last Sale | $330,000 (Apr 2024) |
| Tax Bill | $9,217 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13805-15-08 |
| Primary APN | 13805-15-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,392 sqft Heated Area |
| Gross Area | 1,410 sqft |
| 1st Floor Area | 1,392 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,897 sqft (0.273 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 18 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00473847 |
|---|---|
| Street Address | 404 BONHAM RD |
| City | COLUMBIA |
| State | SC |
| Zip | 29205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-2 |
| Legal Description | LOT 2 BLK C 80X147.1X79.9X146.6 #SU VALENCIA HILLS #PR I-164 L-67 54-2056 |
| Legal Subdivision | SOUTH ROSEWOOD |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 2500 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 728 FAIRWAY POINT DR, FORT MILL, SC 29708-8576 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 7, 2022 | Deed, Transfer · Conventional Mortgage MIDLAND MORTGAGE CORP |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PALMETTO CITIZENS FCU |
| Nov 21, 2017 | Grant Deed, Transfer · Conventional with PMI SOUTHERN FIRST BK |
| Feb 17, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on Record |
| Deed Sale | Apr 26, 2024 · Amount on Record |
| Prior Sale | Jun 7, 2022 · Amount on Record |
| Deed Document Number | 202417983 |
| Deed Book / Page | 2918 / 1465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 7, 2022 |
| Property Address | 404 BONHAM RD, COLUMBIA, SC 29205-2811 |
| Document Number | 0027512270 |
| Book / Page | 2751 / 2270 |
| Map Reference | MB I PG 164 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 2022032578 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $728.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 S BONHAM RD, COLUMBIA, SC 29205-4009 |
| Document Number | 2022032579 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022032579 |
| Name | MIDLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 404 S BONHAM RD, COLUMBIA, SC 29205-4009 |
| Document Number | 2537/2548 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 404 S BONHAM RD COLUMBIA SC 292054009, COLUMBIA, SC 29205-4009 |
| Document Number | 2537/2548 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 002537/002548 |
| Instrument | 53635 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 21, 2017 |
| Property Address | 404 S BONHAM RD, COLUMBIA, SC 29205-4009 |
| Document Number | 2261/0480 |
| Book / Page | 002261 / 000480 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 87734 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 S BONHAM RD COLUMBIA SC 292054009, COLUMBIA, SC 29205-4009 |
| Document Number | 2261/0484 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 002261/000484 |
| Instrument | 87735 |
| Name | SOUTHERN FIRST BK |
|---|---|
| Address | 190 KNOX ABBOTT DR, CAYCE, SC 29033-4348 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 17, 2017 |
| Property Address | 404 S BONHAM RD, COLUMBIA, SC 29205-4009 |
| Document Number | 2188/1105 |
| Book / Page | 002188 / 001105 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 11466 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $434.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 S BONHAM RD COLUMBIA SC 292054009, COLUMBIA, SC 29205-4009 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,217.00 (+369.78%) | $8,180 (-) | $330,000 (+61.37%) Land $42,500 Building $287,500 |
| 2023 | $1,962.00 (-33.85%) | $8,180 (-) | $204,500 (-) |
| 2022 | $2,966.00 (+93.73%) | ||
| 2021 | $1,531.00 | $8,180 | $204,500 Land $42,000 Building $162,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (2003–2026) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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