McHenry County property record for 404 Bluffs Edge Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,414 sqft · built 2000 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $319,000 (Oct 2013) |
| Tax Bill | $12,624 (2024) |
| Deeds & Mortgages | Sep 2022 Transfer Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-29-403-008 |
| Primary APN | 10-29-403-008 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,414 sqft Living Area |
| 1st Floor Area | 2,414 sqft |
| Basement Area | 2,414 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Area | 974 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 610 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 404 BLUFFS EDGE DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-6956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0032102 LT 16 PROVIDENCE FARMS PHASE 2 MEMO: BATTISFORE, BRIAN L LIV TR - 1/2 INT/ BATTISFORE, KAREN F LIV TR - 1/2 INT |
| Legal Subdivision | PROVIDENCE FARMS PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 870702 |
404 Bluffs Edge Dr is owned by a company that bought it in October 2013.
Source: McHenry County records, as of March 27, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 404 BLUFFS EDGE DR, MCHENRY, IL 60051-6956 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2013 · Amount on File |
| Deed Sale | Oct 1, 2013 · Amount on File |
| Prior Sale | Jul 16, 1999 · Amount on File |
| Deed Document Number | 201348155 |
| Prior Transfer Date | Sep 26, 2013 |
| Prior Transfer Doc | 0000048155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 14, 2022 |
| Property Address | 404 BLUFFS EDGE DR, MCHENRY, IL 60051-6956 |
| Document Number | 0000032102 |
| Map Reference | DOC 1999R50474 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022R0032102 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 404 BLUFFS EDGE DR, MCHENRY, IL 60051-6956 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 404 BLUFFS EDGE DR, MCHENRY, IL 60051-6956 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000013269 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 2020R0013269 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $12,624.00 | $166,281 Land $32,993 Building $133,288 | $498,843 Land $98,979 Building $399,864 |
| 2022 | Homeowner's exemption | $138,204 Land $27,422 Building $110,782 | $414,612 Land $82,266 Building $332,346 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 Bluffs Edge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Bluffs Edge Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKEMOOR serves 2,720 people · EPA ID IL0970270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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