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  5. Big Tree Rd

404 Big Tree Rd, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 404 Big Tree Rd, Ponte Vedra Beach, FL 32082

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,694 sqft · built 2001
Lot Size0.31 acres (13,503 sqft)
Owner2 Individual Names on Record
Last Sale$630,000 (Apr 2021)
Tax Bill$7,823 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN068442-0810

Property Details

APN / Parcel Number

Primary APN068442-0810

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,694 sqft Living Area
Gross Area3,344 sqft
1st Floor Area1,265 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,503 sqft (0.31 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area869 sqft
Patio Area653 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address404 BIG TREE RD
CityPONTE VEDRA BEACH
StateFL
Zip32082-4139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description31/23-30 ODOMS MILL UNIT TWO PHASE I LOT 81 OR5249/1169
Legal Range29E
Legal Township04S
Legal Section43
Legal SubdivisionODOMS MILL UNIT 2 PHASE 1
Legal Phase1
Legal Block2
Legal Lot Number81
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionPONTE VEDRA
Census Block Group1
Census Block1001
Census Tract20706

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address404 BIG TREE RD, PONTE VEDRA BEACH, FL 32082-4139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2021 · Amount on Record
Deed SaleApr 27, 2021 · Amount on Record
Prior SaleMar 10, 2004 · Amount on Record
Deed Document Number202147103
Deed Book / Page5249 / 1169
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 27, 2021
Property Address404 BIG TREE RD, PONTE VEDRA BEACH, FL 32082-4139
Document Number0052491169
Book / Page5249 / 1169
Map ReferenceMB 31 PG 23-30
Instrument DateApr 26, 2021
Instrument2021047103
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 AMIA DR, SAINT AUGUSTINE, FL 32086-9028

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 BIG TREE RD, PONTE VEDRA, FL 32082-4139

Mortgage

Document Number0052491171
DateApr 27, 2021
Instrument5249/1171
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$610,845 (+2.7%)$688,119 (+2.3%) Land $175,000 Building $513,119
2025$7,823.00 (+11.63%) Homeowner's exemption$594,786 (+2.9%)$672,627 (+13.13%) Land $165,000 Building $507,627
2024$7,008.00 (+1.89%) Homeowner's exemption$578,023 (+3%)$594,541 (-5.22%) Land $145,000 Building $449,541
2023$6,878.00 (+2.58%) Homeowner's exemption$561,187 (+3%)$627,260 (+15.13%) Land $160,000 Building $467,260
2022$6,705.00 Homeowner's exemption$544,842$544,842 Land $145,600 Building $399,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 186 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies186 in force
Nearby Flood Claims17 (1992–2024)
Claims Outside the SFHA3 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Oct 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: IQ Fiber.

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