404 Bicentennial St, Bonham, TX 75418 Property Records

Fannin County property record for 404 Bicentennial St, Bonham, TX 75418

Property Summary

Property Type	Rural Home
Details	2.5 ba · 3,040 sqft · built 2021
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$3,323 (2024)
Deeds & Mortgages	Sep 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0191-039-0040-05`

Property Details

APN / Parcel Number

Primary APN	`0191-039-0040-05`
Alternative APN	`108775`

Interior

Full Baths	2.5 Baths
Building Area	3,040 sqft Living Area
1st Floor Area	2,240 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2021
Exterior Material	Brick/Stone
Construction Type	Wood Frame
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	960 sqft
Porch	Porch
Porch Area	971 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0191-039-0040-05
Old Parcel Number	108775
Street Address	404 BICENTENNIAL ST
City	BONHAM
State	TX
Zip	75418-2249
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0191 WM COX, ACRES 2
Legal Subdivision	WILLIAM COX SURV ABS 191
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1061
Census Tract	950402

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 612, BONHAM, TX 75418-0612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022
Deed Sale	Jul 14, 2022
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	404 BICENTENNIAL ST, BONHAM, TX 75418-2249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1985/0355
Date	Sep 15, 2017
Book Page	1985/0355
Instrument	2017-5272

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	BONHAM, TX 75418

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$454,290 (+1.32%) Land $28,000 Building $426,290	$454,290 (+1.32%) Land $28,000 Building $426,290
2024	$3,323.00 (+337.24%)
2023		$448,370 Land $28,190 Building $420,180	$448,370 Land $28,190 Building $420,180
2018	$760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2019)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Peoples Communications Fixed Wireless	25 / 5

May also be available: Frontier, Nextlink, Rise Broadband, Sparklight, T-Mobile.