404 Benjamin Ln, Lyndon (Louisville), KY 40222 Property Records

Louisville/Jefferson County Metro Government property record for 404 Benjamin Ln, Lyndon, KY 40222

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,196 sqft · built 1915
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (Aug 2022)
Tax Bill	$3,287 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21002101620000`

Property Details

APN / Parcel Number

Primary APN	`21002101620000`
Alternative APNs	`002101620000` `00054039`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,196 sqft Finished Area
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	00054039
Street Address	404 BENJAMIN LN
City	LYNDON
State	KY
Zip	40222-4846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	50 X 200 ADJ HEITZMAN
Legal Lot Number	162
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	2
Census Block	2001
Census Tract	10104

Owner

404 Benjamin Ln is owned and occupied by an individual who bought it in August 2022.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	404 BENJAMIN LN, LOUISVILLE, KY 40222-4846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Sep 18, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Deed Document Number	0001244019
Deed Book / Page	12440 / 19
Record Updated	Jun 8, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Aug 25, 2022
Property Address	404 BENJAMIN LN, LYNDON, KY 40222-4846
Document Number	0000197543
Book / Page	D 12440 / 19
Instrument Date	Aug 24, 2022
Instrument	2022197543
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9907 TIMBERWOOD CIR, LOUISVILLE, KY 40223-3768

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	404 BENJAMIN LN, LOUISVILLE, KY 40222-4846

Mortgage

Document Number	0000197544
Date	Aug 25, 2022
Instrument	2022197544

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	404 BENJAMIN LN, LYNDON, KY 40222-4846
Document Number	0152500835
Book / Page	015250 / 000835
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 BENJAMIN LN LOUISVILLE KY 402224846, LOUISVILLE, KY 40222-4846

Mortgage

Document Number	0152500835
Date	Oct 2, 2017
Book Page	015250/000835
Instrument	216157

Lender

Name	PNC BK
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 404 Benjamin Ln was $3,287.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Lyndon City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,287.00	$292,000 Land $66,600 Building $225,400
2024			$292,000 (-) Land $66,600 Building $225,400
2023	$3,352.00 (+48.85%) Homeowner's exemption	$292,000 (+23.72%) Land $66,600 Building $225,400	$292,000 (+23.72%) Land $66,600 Building $225,400
2022	$2,252.00 Homeowner's exemption	$236,010 Land $66,600 Building $169,410	$236,010 Land $66,600 Building $169,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Benjamin Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Benjamin Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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