404 Becker Dr, Germantown, IL 62245 Property Records

Clinton County property record for 404 Becker Dr, Germantown, IL 62245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,082 sqft · built 2008
Lot Size	0.76 acres (33,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,000 (Jun 2006)
Tax Bill	$9,024 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-11-04-200-022`

Property Details

APN / Parcel Number

Primary APN	`12-11-04-200-022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,082 sqft Living Area
1st Floor Area	4,164 sqft
Basement Area	2,082 sqft
Unfinished Basement	2,082 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2018
Construction Type	Brick
Roof Type	Gable
Lot Area	33,000 sqft (0.76 acres)
Lot Dimensions	220 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	980 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	404 BECKER DR
City	GERMANTOWN
State	IL
Zip	62245-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SUBDIVISION HANOVER ESTATES PHASE I LOT 35
Legal Subdivision	HANOVER ESTATES PHASE I
Legal Phase	1
Legal Lot Number	35
Jurisdiction	CLINTON IL
Township / Civil Division	GERMANTOWN
Census Block Group	2
Census Block	2005
Census Tract	900601

Owner

Source: Clinton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 BECKER DR, GERMANTOWN, IL 62245-1923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage GERMANTOWN TRUST & SAV BANK
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERMANTOWN TRUST & SAV BANK
Jul 7, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/TRENTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2006 · Amount on Record
Deed Sale	Jun 1, 2006 · Amount on Record
Deed Document Number	20063764
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	404 BECKER DR, GERMANTOWN, IL 62245-1923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003593
Date	Aug 15, 2018
Instrument	2018R03593

Lender

Name	GERMANTOWN TRUST & SAV BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 8, 2021

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	404 BECKER DR, GERMANTOWN, IL 62245-1923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001884
Date	Apr 29, 2020
Instrument	2020R01884

Lender

Name	GERMANTOWN TRUST & SAV BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	404 BECKER DR, GERMANTOWN, IL 62245-1923
Document Number	0000003497
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 BECKER DR GERMANTOWN IL 622451923, GERMANTOWN, IL 62245-1923

Mortgage

Document Number	0000003497
Date	Jul 16, 2020
Instrument	3497

Lender

Name	COMMUNITY BK/TRENTON
Type	Bank
Address	TRENTON, IL 62293

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2030

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Germantown Township
Municipality	Germantown Village
Secondary School District	Central Community High School District 71 (09 - 12)
Elementary School District	Germantown School District 60 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,024.00 (+13.48%) Homeowner's exemption	$141,400 (+29.95%) Land $20,660 Building $120,740	$424,200 (+29.95%) Land $61,980 Building $362,220
2024	$7,952.00 (+30.21%)
2022	$6,107.00 (+4.61%) Homeowner's exemption Additional exemption filed	$108,810 (+4%) Land $16,000 Building $92,810	$326,430 (+4%) Land $48,000 Building $278,430
2021	$5,838.00 Homeowner's exemption Additional exemption filed	$104,620 Land $15,380 Building $89,240	$313,860 Land $46,140 Building $267,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN serves 1,537 people · EPA ID IL0270350
Water Source	Purchased surface water from BREESE
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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