Dorchester County property record for 404 Bayly Ave, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,280 sqft · built 1930 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $185,000 (May 2023) |
| Tax Bill | $1,431 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-153449 |
| Primary APN | 07-153449 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,280 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Porch | Porch |
| Porch Area | 80 sqft |
| Deck Area | 64 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 153449 |
|---|---|
| Street Address | 404 BAYLY AVE |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-2816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 48-9,600 SQ. FT. 404 BAYLY AVENUE CAMBRIDGE |
| Legal Subdivision | STONE BOUNDARY DEV |
| Legal Lot Number | 48 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 970600 |
Source: Dorchester County assessment roll, as of August 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 404 BAYLY AVE, CAMBRIDGE, MD 21613-2816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on Record |
| Deed Sale | May 9, 2023 · Amount on Record |
| Prior Sale | Nov 6, 2014 · Amount on Record |
| Deed Book / Page | 1809 / 401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | May 9, 2023 |
| Property Address | 404 BAYLY AVE, CAMBRIDGE, MD 21613-2816 |
| Document Number | 0018090401 |
| Book / Page | 1809 / 401 |
| Map Reference | LB RSM2 FO 4 |
| Instrument Date | May 4, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 BAYLY AVE, CAMBRIDGE, MD 21613-2816 |
| Document Number | 0001809408 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 1809-408 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Dorchester County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,933 (+47.66%) | $150,800 (+94.58%) Land $21,500 Building $129,300 | |
| 2025 | $1,431.00 (+12.24%) Homeowner's exemption | ||
| 2023 | $1,275.00 | $69,033 | $77,500 Land $21,500 Building $56,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2003) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures