404 Bates Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 404 Bates Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,031 sqft · built 1928
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Jun 2015)
Tax Bill	$4,547 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R038629`

Property Details

APN / Parcel Number

Primary APN	`R038629`
Alternative APNs	`3038629` `24015`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,031 sqft Living Area
Gross Area	4,113 sqft
1st Floor Area	2,036 sqft
Attic	Attic
Attic Area	690 sqft
Basement Area	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1977
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3038629
Street Address	404 BATES RD
City	KELSO
State	WA
Zip	98626-4912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R01
Legal Description	817 (KELSO OUTLOT) -KEOL -240 26 -8N -2W
Legal Range	02W
Legal Township	08N
Legal Section	26
Legal Subdivision	KELSO OUTLOT
Legal Block	KEOL
Legal Lot Number	240
Jurisdiction	COWLITZ WA
Township / Civil Division	LONGVIEW-KELSO
Census Block Group	4
Census Block	4007
Census Tract	1200

Owner

404 Bates Rd is owned and occupied by two individuals who bought it in June 2015.

Source: Cowlitz County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 BATES RD, KELSO, WA 98626-4912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit FIBRE FCU
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Aug 11, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 2, 2019	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage RED CANOE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2015 · Amount on File
Deed Sale	Jun 19, 2015 · Amount on File
Deed Document Number	20153524573
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	404 BATES RD, KELSO, WA 98626-4912
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	COWLITZ COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003708951
Date	Mar 1, 2022
Instrument	3708951

Lender

Name	FIBRE FCU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	404 BATES RD, KELSO, WA 98626-4912
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	STEWART TITLE COWLITZ COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003703071
Date	Dec 15, 2021
Instrument	3703071

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	404 BATES RD, KELSO, WA 98626-4912
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 BATES RD, KELSO, WA 98626-4912

Mortgage

Document Number	0003691319
Date	Aug 11, 2021
Instrument	3691319

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Oct 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	404 BATES RD, KELSO, WA 98626-4912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CASCADE TTL CO OF COWLITZ CN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003627100
Date	Oct 2, 2019
Instrument	3627100

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	404 BATES RD, KELSO, WA 98626-4912
Document Number	0003597540
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 BATES RD KELSO WA 986264912, KELSO, WA 98626-4912

Mortgage

Document Number	0003597540
Date	Jul 24, 2018
Instrument	3597540

Lender

Name	RED CANOE CU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 23, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 404 Bates Rd was $4,547.

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Municipality	Kelso City
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,547.00	$488,060 Land $49,950 Building $438,110	$488,060 Land $49,950 Building $438,110
2023	$4,176.00
2022		$423,270 Land $44,880 Building $378,390	$423,270 Land $44,880 Building $378,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Bates Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Bates Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KELSO serves 15,775 people · EPA ID WA5338000
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Astound Broadband Fixed Wireless · Fiber in parts of the area	1,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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