Iredell County property record for 404 Barber Loop, Mooresville, NC 28117
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,489 sqft · built 2008 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $500,000 (Nov 2024) |
| Tax Bill | $6,320 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4615-89-9366.000 |
| Primary APN | 4615-89-9366.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 4,489 sqft Heated Area |
| Gross Area | 5,868 sqft |
| 1st Floor Area | 1,428 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Width | 369 ft Width |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 880 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 312 sqft |
| Patio Area | 160 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80093962 |
|---|---|
| Street Address | 404 BARBER LOOP |
| City | MOORESVILLE |
| State | NC |
| Zip | 28117-8959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | L41-WATERTREE LANDING-P3-REV PB-63-53 |
| Legal Subdivision | WATERTREE LANDING |
| Legal Block | 89 |
| Legal Lot Number | 41 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | DAVIDSON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 61401 |
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 404 BARBER LOOP, MOORESVILLE, NC 28117-8959 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Jun 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 2, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on Record |
| Deed Sale | Nov 21, 2024 · Amount on Record |
| Prior Sale | Jun 28, 2022 · Amount on Record |
| Deed Book / Page | 3100 / 1236 |
| Prior Transfer Date | Jun 25, 2021 |
| Prior Transfer Doc | 28281809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 404 BARBER LOOP, MOORESVILLE, NC 28117-8959 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 404 BARBER LOOP, MOORESVILLE, NC 28117-8959 |
| Document Number | 0030102189 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 3010/2189 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | HUNTERSVILLE, NC 28078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 7, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jun 28, 2022 |
| Property Address | 404 BARBER LOOP, MOORESVILLE, NC 28117-8959 |
| Document Number | 0029291637 |
| Book / Page | 2929 / 1637 |
| Map Reference | MB 53 PG 78 |
| Instrument Date | Jun 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,956.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17404 PENNINGTON DR, 17404, CORNELIUS, NC 28031-8854 |
| Name | Verified Name |
|---|---|
| Address | 404 BARBER LOOP, MOORESVILLE, NC 28117-8959 |
| Document Number | 0029291639 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2929/1639 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jul 2, 2021 |
| Property Address | 404 BARBER LOOP, MOORESVILLE, NC 28117-8959 |
| Document Number | 28281809 |
| Book / Page | 2828 / 1809 |
| Map Reference | MB 53 PG 78 |
| Instrument Date | Jun 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 BARBER LOOP, MOORESVILLE, NC 28117-8959 |
| Document Number | 28281814 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2828/1814 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,061,140 (-) Land $120,000 Building $941,140 | $1,061,140 (-) Land $120,000 Building $941,140 | |
| 2025 | $6,320.00 (+8.95%) | $1,061,140 (+9.04%) Land $120,000 Building $941,140 | $1,061,140 (+9.04%) Land $120,000 Building $941,140 |
| 2024 | $5,801.00 | $973,140 (-) Land $120,000 Building $853,140 | $973,140 (-) Land $120,000 Building $853,140 |
| 2023 | $5,801.00 (+72.6%) | $973,140 (+84.96%) Land $120,000 Building $853,140 | $973,140 (+84.96%) Land $120,000 Building $853,140 |
| 2022 | $3,361.00 | $526,140 Land $88,000 Building $438,140 | $526,140 Land $88,000 Building $438,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARBOUR POINT S/D private · serves 4,031 people · EPA ID NC0149185 |
|---|---|
| Water Source | Purchased surface water from TOWN OF MOORESVILLE |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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