Effingham County property record for 404 Banberry Ct, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,656 sqft · built 2006 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,900 (Dec 2025) |
| Tax Bill | $3,880 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0418F-053-000 |
| Primary APN | 0418F-053-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,656 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 225 sqft |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14539 |
|---|---|
| Street Address | 404 BANBERRY CT |
| City | GUYTON |
| State | GA |
| Zip | 31312-7506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | .27 AC LOT 53 (OUT 93-40) |
| Legal Subdivision | PARK WEST |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 30403 |
404 Banberry Ct is owned and occupied by two individuals who bought it in December 2025.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 BANBERRY CT, GUYTON, GA 31312-7506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2025 | Limited Warranty Deed, Transfer ROCKET MORTGAGE |
| Mar 1, 2021 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Sep 7, 2006 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on File |
| Deed Sale | Dec 31, 2025 · Amount on File |
| Prior Sale | Mar 1, 2021 · Amount on File |
| Deed Book / Page | 3016 / 867 |
| Prior Transfer Date | Sep 11, 2020 |
| Prior Transfer Doc | 002623/173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 31, 2025 |
| Property Address | 404 BANBERRY CT, GUYTON, GA 31312-7506 |
| Document Number | 003016/867 |
| Book / Page | 3016 / 867 |
| Instrument Date | Dec 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 BANBERRY CT, GUYTON, GA 31312-7506 |
| Document Number | D2025010544 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | D2025010544 |
| Name | ROCKET MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 1, 2021 |
| Property Address | 404 BANBERRY CT, GUYTON, GA 31312-7506 |
| Document Number | 002669/736 |
| Book / Page | 2669 / 736 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021-000652 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 BANBERRY CT, GUYTON, GA 31312-7506 |
| Document Number | 0000002669/0000000738 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 0000002669/0000000738 |
| Instrument | 002753 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 11, 2020 |
| Property Address | 404 BANBERRY CT, GUYTON, GA 31312-7506 |
| Document Number | 002623/173 |
| Book / Page | 2623 / 173 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020-002604 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 PEACHTREE DR, RINCON, GA 31326-4889 |
| Document Number | 0000002623/0000000175 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 0000002623/0000000175 |
| Instrument | 009425 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 7, 2006 |
| Property Address | 404 BANBERRY CT, GUYTON, GA 31312-7506 |
| Document Number | 001515/287 |
| Book / Page | 1515 / 287 |
| Instrument Date | Sep 7, 2006 |
| Instrument | 2006-003110 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 BANBERRY CT, GUYTON, GA 31312-7506 |
| Document Number | 001515/288 |
|---|---|
| Date | Sep 11, 2006 |
| Book Page | 1515/288 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 404 Banberry Ct was $3,880, up 19.1% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,903 (-) Land $22,800 Building $91,103 | $284,757 (-) Land $57,000 Building $227,757 | |
| 2025 | $3,880.00 (+19.09%) | $113,903 (+12.35%) Land $22,800 Building $91,103 | $284,757 (+12.35%) Land $57,000 Building $227,757 |
| 2024 | $3,258.00 (+9.62%) | $101,382 (+3.79%) Land $22,800 Building $78,582 | $253,454 (+3.79%) Land $57,000 Building $196,454 |
| 2023 | $2,972.00 (+17.15%) | $97,676 (+28.23%) Land $17,600 Building $80,076 | $244,190 (+28.23%) Land $44,000 Building $200,190 |
| 2022 | $2,537.00 | $76,174 Land $16,000 Building $60,174 | $190,434 Land $40,000 Building $150,434 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 Banberry Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Banberry Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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