404 Ash St, Ardmore, OK 73401 Property Records

Carter County property record for 404 Ash St, Ardmore, OK 73401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,000 sqft · built 1955
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$97,500 (Feb 2021)
Tax Bill$745 (2025)
Deeds & MortgagesJul 2025 Mortgage
Jan 2025 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN0090-00-002-003-0-001-00

Property Details

APN / Parcel Number

Primary APN0090-00-002-003-0-001-00
Alternative APN
  • 8277

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)

Exterior Amenities

PorchSlab
Porch Area50 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number8277
Street Address404 ASH ST
CityARDMORE
StateOK
Zip73401-1721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBRANTLEY, BLK 2 LOT 3 (60X189.74X88.12X156.52)
Legal Range02E
Legal Township04S
Legal Section19
Legal SubdivisionBRANTLEY ADDN
Legal Block2
Legal Lot Number3
JurisdictionCARTER OK
Township / Civil DivisionARDMORE
Census Block Group1
Census Block1016
Census Tract892601

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 2177, ARDMORE, OK 73402-2177
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2025Deed of Trust, Mortgage
BANCFIRST
Jan 28, 2025Deed of Trust, Mortgage · Commercial Mortgage
BANCFIRST
Feb 9, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
BANCFIRST
May 31, 2018Warranty Deed, Transfer · Commercial Mortgage
FIRST TEXOMA NATIONAL BANK
May 20, 2015Warranty Deed, Transfer
FIRST BANK & TRUST CO
May 20, 2015Correction Deed

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2021 · Amount on Record
Deed SaleFeb 9, 2021 · Amount on Record
Prior SaleMay 31, 2018 · Amount on Record
Deed Document Number20211424
Deed Book / Page6995 / 54
Prior Transfer DateMay 15, 2015
Prior Transfer Doc006080/288
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER OK
Property Address404 ASH ST, ARDMORE, OK 73401-1721
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1403 BIXBY ST, ARDMORE, OK 73401-3119

Mortgage

Document Number007731/179
DateJul 15, 2025
Book Page7731/179
InstrumentI-2025-007445
Lender
NameBANCFIRST
TypeBank
AddressARDMORE, OK 73402
Agreement
AmountAmount Recorded
Term180 Months
DueJul 14, 2040
Interest
Rate TypeAdjustable Rate

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER OK
Property Address404 ASH ST, ARDMORE, OK 73401-1721
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1403 BIXBY ST, ARDMORE, OK 73401-3119

Mortgage

Document Number0007643/77
DateJan 28, 2025
Book Page7643/77
InstrumentI-2025-000846
Lender
NameBANCFIRST
TypeBank
AddressARDMORE, OK 73402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJan 24, 2040

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTER OK
Recording DateFeb 9, 2021
Property Address404 ASH ST, ARDMORE, OK 73401-1721
Document Number6995/54
Book / Page6995 / 54
Instrument DateFeb 5, 2021
Instrument2021-001424
Transaction TypeTransfer
Record UpdatedSep 27, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF OK INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$146.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1610 STOUT RD, ARDMORE, OK 73401-1238

Mortgage

Document Number2021001425
DateFeb 9, 2021
Instrument2021-001425
Lender
NameBANCFIRST
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTER OK
Recording DateMay 31, 2018
Property Address404 ASH ST, ARDMORE, OK 73401-1721
Document Number006552/110
Book / Page6552 / 110
Instrument DateMay 30, 2018
Instrument2018-005540
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$84.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 S CHICKASAW ST, KINGSTON, OK 73439-8027

Mortgage

Document Number2018005541
DateMay 31, 2018
Instrument2018-005541
Lender
NameFIRST TEXOMA NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueJun 10, 2033
Interest
Rate TypeAdjustable Rate

May 2015: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTER OK
Recording DateMay 20, 2015
Property Address404 ASH ST, ARDMORE, OK 73401-1721
Document Number006080/289
Book / Page6080 / 289
Instrument DateMay 18, 2015
Instrument2015-005794
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$75.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address66 LOCKWOOD LN, ARDMORE, OK 73401-8343

Mortgage

Document Number2015005795
DateMay 20, 2015
Instrument2015-005795
Lender
NameFIRST BANK & TRUST CO
TypeBank
Agreement
AmountAmount Recorded
Term60 Months
DueMay 25, 2020

May 2015: Correction Deed

Document TypeCorrection Deed
JurisdictionCARTER OK
Recording DateMay 20, 2015
Property Address404 ASH ST, ARDMORE, OK 73401-1721
Document Number006080/288
Book / Page6080 / 288
Instrument DateMay 15, 2015
Instrument2015-005793
Record UpdatedJan 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCarter County
MunicipalityArdmore City
Unified School DistrictArdmore Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,843 (+5.01%) Land $2,400 Building $5,443$65,354 (-9.25%) Land $20,000 Building $45,354
2025$745.00 (-0.13%)$7,469 (+4.99%) Land $2,400 Building $5,069$72,017 (-8.26%) Land $20,000 Building $52,017
2024$746.00 (+11.34%)$7,114 (+5%) Land $2,400 Building $4,714$78,497 (-1.94%) Land $20,000 Building $58,497
2023$670.00$6,775 Land $2,400 Building $4,375$80,046 Land $20,000 Building $60,046

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 89% of Oklahoma
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARDMORE
serves 24,893 people · EPA ID OK1010814
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2024
Treatment failure
resolved · Jan 2018
Treatment and ProcedureOrganic carbon removal
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Sparklight
Cable
1,000 / 50
Arbuckle Communications
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20

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