La Plata County property record for 404 Arroyo Dr, Durango, CO 81301 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,560 sqft · built 1961 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jul 2017) |
| Tax Bill | $2,312 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 5665-202-23-011 |
| Primary APN | 5665-202-23-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Lot Area | 5,750 sqft (0.132 acres) |
| Porch | Unfinished Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R005967 |
|---|---|
| Street Address | 404 ARROYO DR |
| City | DURANGO |
| State | CO |
| Zip | 81301-5802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: THOMPSONS ADD (DGO) BLOCK: 3 LOT: 6 E 55 LOT 6, THOMPSON 2ND ADD 404 ARROYO DR DURANGO 81301 |
| Legal Subdivision | THOMPSONS ADD (DGO) |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 971000 |
Source: La Plata County records · APN 5665-202-23-011
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 ARROYO DR, DURANGO, CO 81301-5802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMEWARD RESID'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Prior Sale | Jul 05, 1994 · Amount on Record |
| Deed Document Number | 20171130614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 404 ARROYO DR, DURANGO, CO 81301-5802 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001191016 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 1191016 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jul 10, 2017 |
| Property Address | 404 ARROYO DR, DURANGO, CO 81301-5802 |
| Document Number | 0001130614 |
| Instrument Date | Jul 05, 2017 |
| Instrument | 1130614 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 ARROYO DR DURANGO CO 813015802, DURANGO, CO 81301-5802 |
| Document Number | 1130616 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 1130616 |
| Name | HOMEWARD RESID'L |
|---|---|
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2047 |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,770 (-2.06%) Land $14,310 Building $28,460 | $698,780 (-) Land $233,750 Building $465,030 | |
| 2025 | $2,312.00 (+59.67%) | $43,670 (+21.17%) Land $14,610 Building $29,060 | $698,780 (+29.89%) Land $233,750 Building $465,030 |
| 2023 | $1,448.00 (+13.21%) | $36,040 (+14.56%) Land $10,710 Building $25,330 | $537,960 (+18.84%) Land $159,900 Building $378,060 |
| 2022 | $1,279.00 | $31,460 Land $10,250 Building $21,210 | $452,660 Land $147,500 Building $305,160 |
Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679710001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate 1% annual chance, depth under 1 ft |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1982–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1996, rainfall accumulation |
| Wildfire Risk | Low above 38% of the US · above 21% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 535 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon, FastTrack Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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