404 Arredondo Ave, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 404 Arredondo Ave, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,934 sqft · built 1955
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$453,500 (Jun 2020)
Tax Bill	$7,404 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`215720-0000`

Property Details

APN / Parcel Number

Primary APN	`215720-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,934 sqft Living Area
1st Floor Area	1,934 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	130 ft deep x 86 ft wide
Garage Area	480 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	420 sqft
Porch	Finished/Open Porch
Porch Area	120 sqft
Deck Area	128 sqft
Patio Area	930 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 ARREDONDO AVE
City	SAINT AUGUSTINE
State	FL
Zip	32080-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-97 DAVIS SHORES LOT 2 (EX DB192/291) & ALL LOT 3 BLK 10 OR4965/1470
Legal Range	30E
Legal Township	07S
Legal Section	17
Legal Subdivision	DAVIS SHORES OCEAN VIEW SECTION
Legal Block	10
Legal Lot Number	2,3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2016
Census Tract	20500

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA
Jun 16, 2020	Warranty Deed, Transfer SEA GLASS TITLE LLC
Apr 3, 2018	Warranty Deed, Transfer ISLAND TITLE/STATE AUGUSTINE LLC
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage MARK KRAMP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	202046963
Deed Book / Page	4965 / 1470
Prior Transfer Date	Aug 2, 2010
Prior Transfer Doc	0033581882
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	404 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3805
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3805

Mortgage

Document Number	0054931148
Date	Feb 15, 2022
Book Page	5493/1148
Instrument	2022016741

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	404 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3805

Mortgage

Document Number	0050641477
Date	Oct 7, 2020
Book Page	5064/1477
Instrument	2020088203

Lender

Name	BBVA USA
Type	Bank
Address	SAINT AUGUSTINE, FL 32084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 9, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 16, 2020
Property Address	404 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3805
Document Number	0049651470
Book / Page	004965 / 001470
Instrument Date	Jun 15, 2020
Instrument	46963
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	SEA GLASS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 ARREDONDO AVE ST AUGUSTINE FL 320803805, ST AUGUSTINE, FL 32080-3805

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 3, 2018
Property Address	404 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3805
Document Number	0045241423
Book / Page	004524 / 001423
Instrument Date	Mar 30, 2018
Instrument	21603
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ISLAND TITLE/STATE AUGUSTINE LLC

Transaction

Amount	Amount Recorded
Tax	$1,435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1586 MOKULUA DR KAILUA HI 967343200, KAILUA, HI 96734-3200

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	404 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3805
Document Number	0043980091
Book / Page	004398 / 000091
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017
Title Company	ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 ARREDONDO AVE ST AUGUSTINE FL 320803805, ST AUGUSTINE, FL 32080-3805

Mortgage

Document Number	0043980091
Date	Jun 30, 2017
Book Page	004398/000091
Instrument	45483

Lender

Name	MARK KRAMP
Address	1070 W CENTURY DR # 101, LOUISVILLE, CO 80027-1657

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 29, 2020

Interest

Rate	6%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,580 (+2.7%)	$544,644 (+4.02%) Land $361,845 Building $182,799
2025	$7,404.00 (+7.82%) Homeowner's exemption	$413,418 (+2.9%)	$523,600 (+1.83%) Land $328,950 Building $194,650
2024	$6,867.00 (+2.45%) Homeowner's exemption	$401,767 (+3%)	$514,172 (-0.6%) Land $328,950 Building $185,222
2023	$6,703.00 (+3.01%) Homeowner's exemption	$390,065 (+3%)	$517,277 (+2%) Land $328,950 Building $188,327
2022	$6,507.00 Homeowner's exemption	$378,704	$507,119 Land $260,353 Building $246,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 435 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	579 units insured incl. 144 condo units
Nearby Flood Claims	542 (1988–2024)
Claims Outside the SFHA	9 of 542
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Sep 2022 · 38 claims Hurricane Irma, Sep 2017 · 137 claims Hurricane Matthew, Oct 2016 · 263 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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