Chesapeake City property record for 404 Arnold Ct, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,418 sqft · built 1988 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $216,000 (Aug 2001) |
| Tax Bill | $4,842 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Feb 2022 Refinance + 2 more |
| APN | 0484001000160 |
| Primary APN | 0484001000160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,418 sqft Living Area |
| 1st Floor Area | 962 sqft |
| Upper Floors Area | 962 sqft |
| Attic | Attic |
| Attic Area | 441 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,280 sqft (0.236 acres) |
| Lot Dimensions | 139 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 404 sqft |
| Patio Area | 484 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 ARNOLD CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 16 WILSON HEIGHTS WEST |
| Legal Subdivision | FOXGATE QUARTER, WILSON HEIGHTS WEST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21010 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 ARNOLD CT, CHESAPEAKE, VA 23322-5725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Apr 3, 2014 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 11, 2006 | Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2001 · Amount on Record |
| Deed Sale | Aug 21, 2001 · Amount on Record |
| Deed Book / Page | 4357 / 865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 404 ARNOLD CT, CHESAPEAKE, VA 23322-5725 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 10065/1031 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 10065/1031 |
| Instrument | 190027473 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 404 ARNOLD CT, CHESAPEAKE, VA 23322-5725 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010524/138 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 10524/138 |
| Instrument | 220006227 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 404 ARNOLD CT, CHESAPEAKE, VA 23322-5725 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009349/722 |
|---|---|
| Date | Apr 3, 2014 |
| Book Page | 9349/722 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 404 ARNOLD CT, CHESAPEAKE, VA 23322-5725 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 006781/712 |
|---|---|
| Date | Oct 11, 2006 |
| Book Page | 6781/712 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 211 Months |
| Due | May 10, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,842.00 (+40.14%) | $479,400 (+7.25%) Land $190,000 Building $289,400 | $479,400 (+7.25%) Land $190,000 Building $289,400 |
| 2023 | $447,000 (+13.37%) Land $170,000 Building $277,000 | $447,000 (+13.37%) Land $170,000 Building $277,000 | |
| 2022 | $394,300 Land $150,000 Building $244,300 | $394,300 Land $150,000 Building $244,300 | |
| 2019 | $3,455.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 9 (1984–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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