404 Arless McCraw Ln, Mount Airy, NC 27030 Property Records

Surry County property record for 404 Arless McCraw Ln, Mount Airy, NC 27030

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,719 sqft · built 2020
Lot Size	32.8 acres (1,432,688 sqft)
Owner	Individual Name on File
Tax Bill	$2,361 (2026)
Deeds & Mortgages	Nov 2021 Refinance Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5001-02-55-6354`

Property Details

APN / Parcel Number

Primary APN	`5001-02-55-6354`
Alternative APN	`100114672`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,719 sqft Living Area
1st Floor Area	1,719 sqft
Basement Area	1,710 sqft
Unfinished Basement	1,710 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	1,432,688 sqft (32.8 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	339 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100114672
Street Address	404 ARLESS MCCRAW LN
City	MOUNT AIRY
State	NC
Zip	27030-9987
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Jurisdiction	SURRY NC
Township / Civil Division	STEWARTS CREEK
Census Block Group	1
Census Block	1014
Census Tract	930700

Owner

404 Arless McCraw Ln, a rural home, is owned and occupied by an individual who acquired it in October 2019.

Source: Surry County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	404 ARLESS MCCRAW LN, MOUNT AIRY, NC 27030-9987
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HORIZON BANK
Feb 19, 2020	Deed of Trust, Mortgage · ARM FIRST HORIZON BANK
Oct 18, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 16, 2019
Transfer Doc	1686/500
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	404 ARLESS MCCRAW LN, MOUNT AIRY, NC 27030-9987
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1789/223
Date	Nov 16, 2021
Book Page	1789/223
Instrument	690042

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	404 ARLESS MCCRAW LN, MOUNT AIRY, NC 27030-9987
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1699/815
Date	Feb 19, 2020
Book Page	1699/815
Instrument	670488

Lender

Name	FIRST HORIZON BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Mar 1, 2024
Index	1-Year CMT

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Oct 18, 2019
Property Address	404 ARLESS MCCRAW LN, MOUNT AIRY, NC 27030-9987
Document Number	1686/500
Book / Page	1686 / 500
Instrument Date	Oct 16, 2019
Instrument	667378
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 404 Arless McCraw Ln was $2,361, down 1.7% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,361.00 (-1.67%)	$339,700 (-14.2%) Land $90,780 Building $248,920	$339,700 (-14.2%) Land $90,780 Building $248,920
2025	$2,401.00	$395,910 Land $95,320 Building $300,590	$395,910 Land $95,320 Building $300,590
2023	$1,875.00	$339,700 Land $90,780 Building $248,920	$339,700 Land $90,780 Building $248,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Arless McCraw Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Arless McCraw Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fastlink Communications Fixed Wireless	100 / 25
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: AT&T, Brightspeed, Spectrum.

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