404 Alsup Rd, Prospect, TN 38477 Property Records

Giles County property record for 404 Alsup Rd, Prospect, TN 38477

Property Summary

Property Type	Rural Home
Details	2 ba · 1,200 sqft · built 2016
Lot Size	21.2 acres (926,086 sqft)
Owner	Individual Name on Record
Last Sale	$412,500 (Sep 2023)
Tax Bill	$1,548 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028185 01601`

Property Details

APN / Parcel Number

Primary APN	`028185 01601`
Alternative APN	`185 01601`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2016
Exterior Material	Metal
Lot Area	926,086 sqft (21.2 acres)
Garage Type	Mixed
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Shed	1 Shed
Shed Area	3,200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	404 ALSUP RD
City	PROSPECT
State	TN
Zip	38477-6439
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 03, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	1
Census Block Group	1
Census Block	1108
Census Tract	920700

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	404 ALSUP RD, PROSPECT, TN 38477-6439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 8, 2023	Warranty Deed, Transfer AMTITLE AND ESCROW LLC, TITLE AND ESCROW LLC
Oct 22, 2018	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Feb 16, 2016 · Amount on Record
Deed Document Number	0000403151
Deed Book / Page	403 / 151
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	404 ALSUP RD, PROSPECT, TN 38477-6439
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	PRIORITY TITLE/FL LLC, PRIORITY T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 ALSUP RD, PROSPECT, TN 38477-6439

Mortgage

Document Number	0000156151
Date	Dec 23, 2025
Book Page	DT689/379
Instrument	25156151

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Sep 8, 2023
Property Address	404 ALSUP RD, PROSPECT, TN 38477-6439
Document Number	0000145161
Book / Page	D403 / 151
Instrument Date	Sep 8, 2023
Instrument	23145161
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	AMTITLE AND ESCROW LLC, TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$1,526.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 ALSUP RD, PROSPECT, TN 38477-6439

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	404 ALSUP RD, PROSPECT, TN 38477-6439
Document Number	0000119009
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	404 ALSUP RD PROSPECT TN 384776439, PROSPECT, TN 38477-6439

Mortgage

Document Number	0000119009
Date	Oct 23, 2018
Book Page	000573/000530
Instrument	119009

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 22, 2038

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,548.00 (+54.34%) Additional exemption filed	$67,150 (+33.04%) Land $7,800 Building $59,350
2024	$1,003.00 Additional exemption filed	$50,475 (-21.1%) Land $7,800 Building $42,675
2023	$1,003.00	$63,975 (+26.75%) Land $21,300 Building $42,675
2022	$1,003.00	$50,475 Land $7,800 Building $42,675	$322,600 Land $85,200 Building $237,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOR HILL WATER UTILITY DISTRICT serves 8,364 people · EPA ID TN0000469
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000

Cell Coverage

No cell data coverage reported

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