Jessamine County property record for 404 Akers Dr, Wilmore, KY 40390
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,623 sqft |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Dec 2017) |
| Tax Bill | $3,580 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-20-06-010.00 |
| Primary APN | 023-20-06-010.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,623 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Block |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 404 AKERS DR |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD:TALBOTT |
| Legal Subdivision | TALBOTT |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 60402 |
404 Akers Dr is owned and occupied by an individual who bought it in December 2017.
Source: Jessamine County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 404 AKERS DR, WILMORE, KY 40390-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Dec 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2017 · Amount on File |
| Deed Sale | Dec 11, 2017 · Amount on File |
| Deed Document Number | 360918 |
| Deed Book / Page | D768 / 651 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 404 AKERS DR, WILMORE, KY 40390-1002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FREIBERT & MATTINGLY TTL GRO |
| Name | Verified Name |
|---|
| Document Number | 0000391791 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | M1417/885 |
| Instrument | 391791 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Dec 11, 2017 |
| Property Address | 404 AKERS DR, WILMORE, KY 40390-1002 |
| Document Number | 0000360918 |
| Book / Page | D768 / 651 |
| Map Reference | CAB 9 SL 27 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 360918 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 MACKLEM DR, 1, WILMORE, KY 40390-1152 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 404 AKERS DR, WILMORE, KY 40390-1002 |
| Document Number | 0000360919 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 360919 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 404 Akers Dr was $3,580.
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,580.00 | $342,000 Land $36,000 Building $306,000 | $342,000 Land $36,000 Building $306,000 |
| 2023 | $3,632.00 | $342,000 Land $36,000 Building $306,000 | $342,000 Land $36,000 Building $306,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Akers Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Akers Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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