Grand Forks County property record for 404 A Ave, Emerado, ND 58228
| Property Type | Commercial |
|---|---|
| Lot Size | 5.51 acres (239,935 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,225 (Jan 2016) |
| Tax Bill | $3,819 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42160200002000 |
| Primary APN | 42160200002000 |
|---|
| Lot Area | 239,935 sqft (5.51 acres) |
|---|
| Street Address | 404 A AVE |
|---|---|
| City | EMERADO |
| State | ND |
| Zip | 58228-4112 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | TWN: 151 SCT: 6 RNG: 52 SUB: 421602 BLK: 1 LOT: 2 FOLSON'S2ND ADD,L2B1 |
| Legal Range | 52W |
| Legal Township | 151 |
| Legal Section | 06 |
| Legal Subdivision | FOLSON'S 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | GRAND FORKS ND |
| Township / Civil Division | EMERADO |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11701 |
Source: Grand Forks County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 700 A AVE, EMERADO, ND 58228-4111 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage BANK FORWARD |
| May 29, 2018 | Deed of Trust, Mortgage ALERUS FINANCIAL |
| May 29, 2018 | Deed of Trust, Mortgage ALERUS FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2016 · Amount on Record |
| Deed Sale | Jan 28, 2016 · Amount on Record |
| Deed Document Number | 2016760417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Property Address | 404 A AVE, EMERADO, ND 58228-4112 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000850834 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 850834 |
| Name | BANK FORWARD |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Aug 27, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Property Address | 404 A AVE, EMERADO, ND 58228-4112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000000783343 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 000000783343 |
| Name | ALERUS FINANCIAL |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Property Address | 404 A AVE, EMERADO, ND 58228-4112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000000783341 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 000000783341 |
| Name | ALERUS FINANCIAL |
|---|
| Amount | Amount Recorded |
|---|
Source: Grand Forks County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Grand Forks County |
| Municipality | Emerado City |
| Elementary School District | Emerado Public School District 127 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,819.00 (+6.88%) | $150,350 (+7.43%) Land $26,400 Building $123,950 | $300,700 (+7.43%) Land $52,800 Building $247,900 |
| 2023 | $3,573.00 | $139,950 Land $26,400 Building $113,550 | $279,900 Land $52,800 Building $227,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EMERADO serves 414 people · EPA ID ND1800311 |
|---|---|
| Water Source | Purchased groundwater from EAST CENTRAL REGIONAL WD-GF |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Fixed Wireless · Cable in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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