404 8th St, Montara, CA 94037 Property Records

San Mateo County property record for 404 8th St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,177 sqft · built 1984
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$727 (Aug 2022)
Tax Bill	$23,060 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-095-300`

Property Details

APN / Parcel Number

Primary APN	`036-095-300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,177 sqft Living Area
1st Floor Area	1,562 sqft
2nd Floor Area	410 sqft
Basement Area	205 sqft
Finished Basement	205 sqft
Family Room	Family Room

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Corner
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 8TH ST
City	MONTARA
State	CA
Zip	94037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	NELY 50 FT OF LOTS 24 & 25 BLK 61 FARALLONE CITY 2ND ADD RSM 5/3
Legal Subdivision	FARALLONE CITY
Legal Block	61
Legal Lot Number	24,25
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	5
Census Block	5035
Census Tract	613600

Owner

404 8th St is owned and occupied by two individuals who bought it in August 2022.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3234 MISSION ST, 1, SAN FRANCISCO, CA 94110-5007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 9, 2022	Intrafamily Transfer, Transfer
Apr 25, 2018	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Apr 25, 2018 · Amount on File
Deed Document Number	202259769
Prior Transfer Date	Nov 1, 2001
Prior Transfer Doc	0000183485
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	404 8TH ST, MONTARA, CA 94037
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229 MISSION ST, SAN FRANCISCO, CA 94110-5006

Mortgage

Document Number	0000134210
Date	Sep 17, 2021
Instrument	2021-134210

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Aug 9, 2022
Property Address	404 8TH ST, MONTARA, CA 94037
Document Number	0000059769
Map Reference	MB 5 PG 3
Instrument Date	Jul 25, 2022
Instrument	2022-059769
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3234 MISSION ST # 1, 1, SAN FRANCISCO, CA 94110-5007

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 25, 2018
Property Address	404 8TH ST, MONTARA, CA 94037
Document Number	0000031317
Map Reference	MB5 PG3
Instrument Date	Apr 2, 2018
Instrument	2018-031317
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229A MISSION ST, SAN FRANCISCO, CA 94110-5006

Mortgage

Document Number	0000031318
Date	Apr 25, 2018
Instrument	2018-031318

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 404 8th St was $23,060 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,774,312 (+2%) Land $394,596 Building $1,379,716
2025	$23,060.00 Homeowner's exemption	$1,739,523 Land $386,859 Building $1,352,664
2023	$21,025.00 (+0.39%) Homeowner's exemption	$1,671,978 Land $371,838 Building $1,300,140	$1,613,970
2022	$20,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile.

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