404 7th St, Grottoes, VA 24441 Property Records

Rockingham County property record for 404 7th St, Grottoes, VA 24441

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,041 sqft · built 1978
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on Record
Tax Bill$1,327 (2026)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN160D1-(1)-B 87 L14

Property Details

APN / Parcel Number

Primary APN160D1-(1)-B 87 L14
Alternative APNs
  • R10601
  • 10601

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,041 sqft Living Area
Gross Area1,541 sqft
Basement Area260 sqft
Finished Basement260 sqft
Unfinished Basement100 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialStone
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,979 sqft (0.275 acres)
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account NumberR10601
Street Address404 7TH ST
CityGROTTOES
StateVA
Zip24441-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionL 14 B 87
Legal SubdivisionSHENDUN
Legal Lot Number14
JurisdictionROCKINGHAM VA
Township / Civil DivisionSTONEWALL
Census Block Group4
Census Block4080
Census Tract12000

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address404 7TH ST, GROTTOES, VA 24441-1711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address404 7TH ST, GROTTOES, VA 24441-1711
Transaction TypeMortgage
Record UpdatedApr 5, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005423/17
DateMay 28, 2021
Book Page5423/17
Instrument2021-14457
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
MunicipalityGrottoes Town
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,327.00$201,200 Land $44,000 Building $157,200$201,200 Land $44,000 Building $157,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GROTTOES
serves 3,328 people · EPA ID VA2165330
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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