404 5th St, Montara, CA 94037 Property Records

San Mateo County property record for 404 5th St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	50 bd · 4.5 ba · 1,330 sqft · built 1965
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,470 (2025)
Deeds & Mortgages	Sep 2017 Transfer Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-064-010`

Property Details

APN / Parcel Number

Primary APN	`036-064-010`

Interior

Bedrooms	50 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	50 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
1st Floor Area	690 sqft
2nd Floor Area	640 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Victorian
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Corner
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 5TH ST
City	MONTARA
State	CA
Zip	94037-9831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 12 BLOCK 55 FARALLONE CITY 1ST 2ND ADD
Legal Subdivision	FARALLONE CITY 1ST 2ND ADD
Legal Block	55
Legal Lot Number	12
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	5
Census Block	5031
Census Tract	613600

Owner

404 5th St, a single family home, is held in a trust.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	404 5TH ST, MONTARA, CA 94037-9831
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Sep 21, 2017	Quit Claim Deed, Transfer · Conventional Mortgage SAN MATEO CU
Aug 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 22, 2017
Property Address	404 5TH ST, MONTARA, CA 94037
Document Number	0000082936
Instrument Date	Sep 20, 2017
Instrument	82936
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	404 5TH ST MONTARA CA 94037, MONTARA, CA 94037

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 21, 2017
Property Address	404 5TH ST, MONTARA, CA 94037
Document Number	0000082670
Instrument Date	Sep 20, 2017
Instrument	82670
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 5TH ST MONTARA CA 94037, MONTARA, CA 94037

Mortgage

Document Number	82671
Date	Sep 21, 2017
Instrument	82671

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 10, 2017
Property Address	404 5TH ST, MONTARA, CA 94037
Document Number	0000069529
Instrument Date	Jan 17, 2017
Instrument	69529
Transaction Type	Transfer
Record Updated	Aug 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 370681 MONTARA CA 940370681, MONTARA, CA 94037-0681

Tax Assessment & Valuation

The 2025 property tax bill for 404 5th St was $5,470.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,319 (+2%) Land $97,943 Building $152,376
2025	$5,470.00	$245,412 Land $96,023 Building $149,389
2023	$4,872.00 (+2.78%)	$235,885 Land $92,296 Building $143,589	$1,125,720
2022	$4,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 5th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile.

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