Pottawattamie County property record for 404 5th St, Mc Clelland, IA 51548
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,016 sqft · built 1997 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (Oct 2020) |
| Tax Bill | $2,822 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7542 04 184 001 |
| Primary APN | 7542 04 184 001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Base Area |
| 1st Floor Area | 2,016 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2022 |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Street Address | 404 5TH ST |
|---|---|
| City | MC CLELLAND |
| State | IA |
| Zip | 51548-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCLELLAND TOWN-ORIG PLAT LTS 5 & 6 BLK 7 & ALL VAC ALLEY ALL BLK 16 & ALL VAC DRYDEN ST BETWEEN~BLKS 7 & 16 |
| Legal Subdivision | MCCLELLAND ORIGINAL TOWN |
| Legal Block | 7 |
| Legal Lot Number | 5,6 |
| Legal Unit | 5 |
| Jurisdiction | POTTAWATTAMIE IA |
| Township / Civil Division | HARDIN |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 21603 |
404 5th St is owned and occupied by an individual who bought it in October 2020.
Source: Pottawattamie County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 5TH ST, MC CLELLAND, IA 51548-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Oct 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on File |
| Deed Sale | Oct 9, 2020 · Amount on File |
| Deed Book / Page | 2020 / 14875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATTAMIE IA |
| Property Address | 404 5TH ST, MC CLELLAND, IA 51548-3039 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4O4 5TH ST, MCCLELLAND, IA 51548 |
| Document Number | 2021 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 2021/17681 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POTTAWATTAMIE IA |
| Recording Date | Oct 9, 2020 |
| Property Address | 404 5TH ST, MC CLELLAND, IA 51548-3039 |
| Document Number | 2020 |
| Book / Page | 2020 / 14875 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 5TH ST, MC CLELLAND, IA 51548-3039 |
| Document Number | 202014877 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 2020/14877 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 404 5th St was $2,822.
Source: Pottawattamie County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Pottawattamie County |
| Municipality | McClelland City |
| Unified School District | Underwood Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,900 Land $43,900 Building $169,000 | $212,900 Land $43,900 Building $169,000 | |
| 2025 | $2,822.00 | ||
| 2023 | $195,000 Land $38,100 Building $156,900 | $195,000 Land $38,100 Building $156,900 | |
| 2021 | $3,820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Marne & Elk Horn Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Western Iowa Wireless.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures