404 4th Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 404 4th Ave N, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$224,500 (May 2026)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-000284-000`

Property Details

APN / Parcel Number

Primary APN	`018-000284-000`
Alternative APNs	`18 284 0` `40357`

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Account Number	40357
Street Address	404 4TH AVE N
City	ONALASKA
State	WI
Zip	54650-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	G.B. DRESBACHS ADDITION LOT 18 & N 10FT OF LOT 17 BLOCK 2
Legal Range	07W
Legal Township	16N
Legal Section	05
Legal Subdivision	G.B. DRESBACHS ADDITION
Legal Block	2
Legal Lot Number	17-18
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3006
Census Tract	10403

Owner

Source: La Crosse County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 4TH AVE N, ONALASKA, WI 54650-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Dec 5, 2025	Warranty Deed, Transfer · Commercial Mortgage GLOBAL INNOVATIONS BANK
Nov 19, 2025	Correction Deed
Nov 17, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Dec 5, 2025 · Amount on Record
Deed Document Number	20261849130
Prior Transfer Date	Nov 12, 2025
Prior Transfer Doc	0001841338
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 18, 2026
Property Address	404 4TH AVE N, ONALASKA, WI 54650-2529
Document Number	0001849130
Instrument Date	May 15, 2026
Instrument	20261849130
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,023.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 4TH AVE N, ONALASKA, WI 54650-2529
Investor	Possibly a Property Investor

Mortgage

Document Number	0001849131,
Date	May 18, 2026
Instrument	20261849131

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	404 4TH AVE N, ONALASKA, WI 54650-2529
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001744144
Date	Apr 20, 2020
Instrument	1744144

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

Interest

Rate Type	Adjustable Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Dec 5, 2025
Property Address	404 4TH AVE N, ONALASKA, WI 54650-2529
Document Number	0001842298
Instrument Date	Dec 4, 2025
Instrument	1842298
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001842299
Date	Dec 5, 2025
Instrument	1842299

Lender

Name	GLOBAL INNOVATIONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	LA CROSSE WI
Recording Date	Nov 19, 2025
Property Address	404 4TH AVE N, ONALASKA, WI 54650-2529
Document Number	0001841550
Instrument Date	Nov 19, 2025
Instrument	1841550
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Nov 17, 2025
Property Address	404 4TH AVE N, ONALASKA, WI 54650-2529
Document Number	0001841338
Instrument Date	Nov 12, 2025
Instrument	1841338
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,055.00 (-0.05%) Homeowner's exemption	$169,100 (+23.34%) Land $36,600 Building $132,500	$171,000 (+2.27%)
2024	$2,056.00 (-11.19%) Homeowner's exemption	$137,100 (-) Land $26,100 Building $111,000	$167,200 (+21.95%)
2023	$2,315.00 Homeowner's exemption	$137,100 Land $26,100 Building $111,000	$137,100 Land $26,100 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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