Olmsted County property record for 404 3rd Way SE, Dover, MN 55929
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,095 sqft · built 2002 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Oct 2025) |
| Tax Bill | $3,176 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Feb 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61.22.23.063173 |
| Primary APN | 61.22.23.063173 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,095 sqft Living Area |
| 1st Floor Area | 1,095 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 700 sqft |
| Interior Walls | Plaster |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,070 sqft (0.323 acres) |
| Lot Dimensions | 150 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 404 3RD WAY SE |
|---|---|
| City | DOVER |
| State | MN |
| Zip | 55929-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-22 TWP-106 RANGE-011 HENRY ESTATES 2ND ADD LOT-013 BLOCK-001 LOT 13 BLK 1 |
| Legal Range | 11 |
| Legal Township | 106 |
| Legal Section | 22 |
| Legal Subdivision | HENRY ESTATES 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3090 |
| Census Tract | 2000 |
Source: Olmsted County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 3RD WAY SE, DOVER, MN 55929-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA |
| Feb 21, 2025 | Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS BANK NA |
| Oct 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2025 · Amount on Record |
| Deed Sale | Oct 8, 2025 · Amount on Record |
| Prior Sale | Oct 20, 2006 · Amount on Record |
| Deed Document Number | 20251632917 |
| Prior Transfer Date | Dec 14, 2012 |
| Prior Transfer Doc | A1310047 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 404 3RD WAY SE, DOVER, MN 55929-1216 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 404 3RD WAY SE, DOVER, MN 55929-1216 |
| Document Number | 00A1601959 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | A-1601959 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MN 55972 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 404 3RD WAY SE, DOVER, MN 55929-1216 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 404 3RD WAY SE, DOVER, MN 55929-1216 |
| Document Number | 00A1619475 |
|---|---|
| Date | Feb 21, 2025 |
| Instrument | A-1619475 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MN 55972 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 18, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Oct 8, 2025 |
| Property Address | 404 3RD WAY SE, DOVER, MN 55929-1216 |
| Document Number | 00A1632917 |
| Instrument Date | Sep 30, 2025 |
| Instrument | A-1632917 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Title Company | TOWN AND COUNTRY TITLE, TOWN N COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,023.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 404 3RD WAY SE, DOVER, MN 55929-1216 |
| Document Number | 00A1632918 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | A-1632918 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Dover City |
| Unified School District | Dover-Eyota Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,176.00 (+2.52%) Homeowner's exemption | ||
| 2025 | $3,098.00 (+4.8%) Homeowner's exemption | $242,600 (+0.21%) Land $36,600 Building $206,000 | $265,300 (+9.58%) Land $40,000 Building $225,300 |
| 2024 | $2,956.00 | $242,100 Land $35,000 Building $207,100 | $242,100 Land $35,000 Building $207,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Dover serves 895 people · EPA ID MN1550004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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