404 3rd St, Saint Paul, NE 68873 Property Records

Howard County property record for 404 3rd St, Saint Paul, NE 68873

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jun 2026)
Tax Bill	$1,990 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`471011718`

Property Details

APN / Parcel Number

Primary APN	`471011718`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	1,384 sqft
Finished Basement	415 sqft
Unfinished Basement	415 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Porch	Slab
Porch Area	112 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 3RD ST
City	SAINT PAUL
State	NE
Zip	68873-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 5 BLOCK 95 OT ST PAUL
Legal Subdivision	ORIGINAL TOWN OF ST PAUL
Legal Block	95
Legal Lot Number	5
Jurisdiction	HOWARD NE
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2066
Census Tract	970600

Owner

404 3rd St is owned and occupied by an individual who bought it in June 2026.

Source: Howard County records, as of June 10, 2026

Owner of Record	Individual Name on File
Mailing Address	404 3RD ST, SAINT PAUL, NE 68873-2111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer DVORACEK TITLE
Feb 15, 2024	Warranty Deed, Transfer · Line of Credit HOMESTEAD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Feb 15, 2024 · Amount on File
Deed Document Number	2026602
Deed Book / Page	2026 / 2659
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD NE
Recording Date	Jun 1, 2026
Property Address	404 3RD ST, SAINT PAUL, NE 68873-2111
Document Number	0000000602
Book / Page	2026 / 2659
Instrument Date	Jun 1, 2026
Instrument	2026602
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	DVORACEK TITLE

Transaction

Amount	Amount on Record
Tax	$53,659.28
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 3RD ST, SAINT PAUL, NE 68873-2111

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD NE
Recording Date	Feb 15, 2024
Property Address	404 3RD ST, SAINT PAUL, NE 68873-2111
Document Number	000024/557
Book / Page	24 / 557
Instrument Date	Feb 15, 2024
Instrument	2024-0147
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	NOT AVAILABLE, DVORACEK TITLE & BUS SVCS

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020240148
Date	Feb 15, 2024
Instrument	2024-0148

Lender

Name	HOMESTEAD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 404 3rd St was $1,990.

Source: Howard County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Howard County
Municipality	St. Paul City
Unified School District	St. Paul Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,990.00	$160,063 Land $17,424 Building $142,639	$160,063 Land $17,424 Building $142,639
2023	$2,311.00	$130,259 Land $17,424 Building $112,835	$130,259 Land $17,424 Building $112,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST PAUL serves 2,416 people · EPA ID NE3109306
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Prairie Hills Wireless, Viaero Wireless.

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