404 3rd St, Moose Lake, MN 55767 Property Records

Carlton County property record for 404 3rd St, Moose Lake, MN 55767

Property Summary

Property Type	Single Family Home
Lot Size	0.258 acres (11,247 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Nov 2016)
Tax Bill	$2,966 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-010-8800`

Property Details

APN / Parcel Number

Primary APN	`21-010-8800`
Alternative APN	`10124`

Exterior

Lot Area	11,247 sqft (0.258 acres)

Location & Zoning

Account Number	10124
Street Address	404 3RD ST
City	MOOSE LAKE
State	MN
Zip	55767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & E1/2 OF LOT 3 CITY OF MOOSE LAKE ORIGINAL PLAT
Legal Subdivision	ORIGINAL PLAT
Legal Block	55
Legal Lot Number	2
Jurisdiction	CARLTON MN
Township / Civil Division	MOOSE LAKE
Census Block Group	2
Census Block	2037
Census Tract	70501

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 3RD ST, MOOSE LAKE, MN 55767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 9, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2016 · Amount on Record
Deed Sale	Nov 30, 2016 · Amount on Record
Prior Sale	May 22, 2015
Deed Document Number	2016471679
Prior Transfer Date	Sep 15, 2016
Prior Transfer Doc	0000470460
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Recording Date	Jul 21, 2026
Property Address	404 3RD ST, MOOSE LAKE, MN 55767
Document Number	0000527828
Instrument Date	Jul 16, 2026
Instrument	2026527828
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 3RD ST, MOOSE LAKE, MN 55767

Mortgage

Document Number	0000527828,
Date	Jul 21, 2026
Instrument	2026527828

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	404 3RD ST, MOOSE LAKE, MN 55767
Transaction Type	Mortgage
Record Updated	Apr 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000490805
Date	Mar 9, 2020
Instrument	A000490805

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Moose Lake City
Unified School District	Moose Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,966.00 (+3.42%) Homeowner's exemption
2025		$203,100 (+3.89%) Land $28,500 Building $174,600	$203,100 (+3.89%) Land $28,500 Building $174,600
2024	$2,868.00 Homeowner's exemption	$195,500 (+3.77%) Land $28,500 Building $167,000	$195,500 (+3.77%) Land $28,500 Building $167,000
2023	$2,868.00 Homeowner's exemption	$188,400 (-) Land $28,500 Building $159,900	$188,400 (-) Land $28,500 Building $159,900
2022		$188,400 Land $28,500 Building $159,900	$188,400 Land $28,500 Building $159,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moose Lake serves 1,782 people · EPA ID MN1090009
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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