404 3rd Ave, Holland, MI 49424 Property Records

Ottawa County property record for 404 3rd Ave, Holland, MI 49424

Property Summary

Property Type	Single Family Home
Details	2 ba · 816 sqft · built 2015
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on File
Last Sale	$378,500 (Jul 2026)
Tax Bill	$6,280 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-19-406-004`

Property Details

APN / Parcel Number

Primary APN	`70-16-19-406-004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,625 sqft (0.198 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 3RD AVE
City	HOLLAND
State	MI
Zip	49424-6578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 146 HB DUNTON'S SUB
Legal Range	15W
Legal Township	5N
Legal Section	19
Legal Subdivision	HB DUNTONS SUB
Legal Block	406
Legal Lot Number	146
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	1
Census Block	1024
Census Tract	25102

Owner

404 3rd Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 3RD AVE, HOLLAND, MI 49424-6578
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Jun 15, 2020	Warranty Deed, Transfer PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L
Oct 31, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	Jun 15, 2020 · Amount on File
Deed Document Number	202620924
Prior Transfer Date	Oct 13, 2018
Prior Transfer Doc	20180039038
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 10, 2026
Property Address	404 3RD AVE, HOLLAND, MI 49424-6578
Document Number	0000020924
Instrument Date	Jul 1, 2026
Instrument	202620924
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328,765.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 3RD AVE, HOLLAND, MI 49424-6578

Mortgage

Document Number	0000020925,
Date	Jul 10, 2026
Instrument	202620925

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 15, 2020
Property Address	404 3RD AVE, HOLLAND, MI 49424-6502
Document Number	20200023677
Map Reference	LB 10 PG 36
Instrument Date	Jun 11, 2020
Instrument	2020-0023677
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount on Record
Tax	$2,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 3RD AVE, 404, HOLLAND, MI 49424-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 3RD AVE, HOLLAND, MI 49424-6502

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Oct 31, 2018
Property Address	404 3RD AVE, HOLLAND, MI 49424-6502
Document Number	20180039038
Map Reference	LB10 PG36
Instrument Date	Oct 13, 2018
Instrument	2018-0039038
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 3RD AVE, HOLLAND, MI 49424-6502

Tax Assessment & Valuation

The 2025 property tax bill for 404 3rd Ave was $6,280.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Holland Charter Township
Unified School District	West Ottawa Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,100 (+3.14%)	$328,200 (+3.14%)
2025	$6,280.00 Homeowner's exemption	$159,100	$318,200
2023		$129,500	$259,000
2022	$3,630.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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