404 3rd Ave E, Polson, MT 59860 Property Records

Lake County property record for 404 3rd Ave E, Polson, MT 59860 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	3 Baths
Architecture Style	Conventional
Year Built	Built 2018
Square Footage	2,320 sqft Living Area
Lot Size	10,498 sqft (0.241 acres)
Occupancy	Owner Occupied
Tax Bill	$195.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R159458`
Alternative APNs	`15-3228-04-4-23-04-0000` `0000008255`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,320 sqft Living Area
1st Floor	1,200 sqft 1st Floor
2nd Floor	1,120 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 2018
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,498 sqft (0.241 acres)
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft Porch
View	Waterfront-Beach (Ocean, River, or Lake) View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	0000008255
Street Address	404 3RD AVE E
City	POLSON
State	MT
Zip	59860-2347
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MICHEL ADD (POLSON), S04, T22 N, R20 W, BLOCK 1, ACRES 0.241, AMND LT 3 AMND PLT
Legal Subdivision	MICHEL ADD (POLSON)
Legal Block	1
Legal Lot Number	3
Jurisdiction	LAKE MT
Minor Civil Division	FLATHEAD RESERVATION
Census Blockgroup	2
Census Block	2029
Census Tract	940304

Owner

Source: Lake County records · APN R159458

Assessment roll updated December 31, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	404 3RD AVE E, POLSON, MT 59860-2347
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Veterans Administration Mortgage WINTRUST MORTGAGE
Aug 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Nov 09, 2020	Warranty Deed, Transfer · Veterans Administration Mortgage WINTRUST MORTGAGE
Apr 28, 2020	Warranty Deed, Transfer · Veterans Administration Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2020
Deed Sale	Nov 09, 2020
Prior Sale	Apr 28, 2020
Deed Doc Number	582778
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	404 3RD AVE E, POLSON, MT 59860-2347
Transaction Type	Mortgage
Record Updated	Oct 01, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	592328
Date	Sep 24, 2021
Instrument	592328

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	404 3RD AVE E, POLSON, MT 59860-2347
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	564661
Date	Aug 31, 2018
Instrument	564661

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Nov 09, 2020
Property Address	404 3RD AVE E, POLSON, MT 59860-2347
Document Number	582778
Instrument Date	Oct 02, 2020
Instrument	582778
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	29456 ALAMITOS DR, SUN CITY, CA 92585-8180

Mortgage

Document Number	582779
Date	Nov 09, 2020
Instrument	582779

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 28, 2020
Property Address	404 3RD AVE E, POLSON, MT 59860-2347
Document Number	576722
Instrument Date	Apr 24, 2020
Instrument	576722
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 3RD AVE E, POLSON, MT 59860-2347

Mortgage

Document Number	576723
Date	Apr 28, 2020
Instrument	576723

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$195.00 (+0.52%)	$701,700 (+22.67%)	$701,700 (+22.67%) Land $70,250 Building $631,450
2023	$194.00	$572,000	$572,000 Land $39,475 Building $532,525
2022	$194.00 Disabled Person's exemption Veteran's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

404 3rd Ave E, Polson, MT 59860 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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