Blount County property record for 404 2nd St S, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,532 sqft · built 1920 |
| Lot Size | 0.163 acres (7,102 sqft) |
| Owner | Company Name on Record |
| Last Sale | $12,600 (Feb 2026) |
| Tax Bill | $781 (2026) |
| Deeds & Mortgages | Jul 2024 Second Mortgage Mar 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-31-3-001-044 |
| Primary APN | 16-09-31-3-001-044 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,102 sqft (0.163 acres) |
| Lot Dimensions | 106 ft deep x 67 ft wide |
| Utility Building | 256 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 68746 |
|---|---|
| Street Address | 404 2ND ST S |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 67' EVENLY OFF S END LOTS 183 & 184 BLOCK 29 ORIGINAL ONEONTA SURVEY; ALSO ALL OF VACATED ALLEY IN BLOCK 29-- |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 31 |
| Legal Subdivision | ONEONTA ORIGINAL SURVEY |
| Legal Block | 29 |
| Legal Lot Number | 183-184 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 50106 |
Source: Blount County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 273 PALISADES PKWY, ONEONTA, AL 35121-4709 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 31, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 6, 2019 | Deed of Trust, Mortgage THE HOMETOWN BANK OF ALABAMA |
| Aug 29, 2018 | Deed of Trust, Mortgage THE HOMETOWN BANK OF ALABAMA |
| Oct 4, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Jul 6, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on Record |
| Deed Sale | Feb 20, 2026 · Amount on Record |
| Prior Sale | Oct 4, 2021 · Amount on Record |
| Deed Document Number | 202610073840 |
| Deed Book / Page | 2026 / 4194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 404 2ND ST S, ONEONTA, AL 35121-2113 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 404 2ND ST S, ONEONTA, AL 35121-2113 |
| Document Number | 2024/19700 |
|---|---|
| Date | Jul 31, 2024 |
| Book Page | 2024/19700 |
| Instrument | 10059203 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 404 2ND ST S, ONEONTA, AL 35121-2113 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02019/5150 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 2019/5150 |
| Name | THE HOMETOWN BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Address | ONEONTA, AL 35121 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Feb 25, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 404 2ND ST S, ONEONTA, AL 35121-2113 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018/22473 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 2018/22473 |
| Name | THE HOMETOWN BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Address | ONEONTA, AL 35121 |
| Amount | Amount Recorded |
|---|---|
| Term | 6 Months |
| Due | Feb 10, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Oct 4, 2021 |
| Property Address | 404 2ND ST S, ONEONTA, AL 35121-2113 |
| Document Number | 2021/36532 |
| Book / Page | 2021 / 36532 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 10031798 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 2ND AVE E, ONEONTA, AL 35121-1715 |
| Name | Verified Name |
|---|---|
| Address | 404 2ND ST S, ONEONTA, AL 35121-2113 |
| Document Number | 2021/36534 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 2021/36534 |
| Instrument | 10031799 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Jul 6, 2018 |
| Property Address | 404 2ND ST S, ONEONTA, AL 35121-2113 |
| Document Number | 2018/16897 |
| Book / Page | 2018 / 16897 |
| Instrument Date | Jul 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 508 4TH AVE W, ONEONTA, AL 35121-1652 |
| Name | Verified Name |
|---|---|
| Address | 510 KINGS MOUNTAIN TRL, VESTAVIA, AL 35242-2200 |
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $781.00 (+5.97%) | ||
| 2025 | $737.00 | $16,380 (-) | $163,740 (-) Land $18,400 Building $145,340 |
| 2024 | $737.00 (+8.54%) | $16,380 (+8.48%) Land $1,420 Building $14,960 | $163,740 (+8.49%) Land $14,200 Building $149,540 |
| 2023 | $679.00 (+6.26%) | $15,100 (+6.34%) Land $1,420 Building $13,680 | $150,920 (+6.27%) Land $14,200 Building $136,720 |
| 2022 | $639.00 | $14,200 Land $1,420 Building $12,780 | $142,020 Land $14,200 Building $127,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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