404 2nd St, Pacific Junction, IA 51561 Property Records

Mills County property record for 404 2nd St, Pacific Junction, IA 51561

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1976
Lot Size	3.56 acres (155,074 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Sep 2013)
Tax Bill	$3,810 (2025)
Deeds & Mortgages	May 2019 Refinance May 2019 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`046470010000000`

Property Details

APN / Parcel Number

Primary APN	`046470010000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	155,074 sqft (3.56 acres)
Garage Type	Detached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Deck Area	180 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	404 2ND ST
City	PACIFIC JUNCTION
State	IA
Zip	51561-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 FRANK'S ADD
Legal Subdivision	FRANKS ADDITION
Legal Lot Number	5
Jurisdiction	MILLS IA
Township / Civil Division	PLATTVILLE
Census Block Group	1
Census Block	1074
Census Tract	40201

Owner

Source: Mills County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 2ND ST, PACIFIC JUNCTION, IA 51561-3016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED STATES OF AMERICA
May 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED STATES OF AMERICA
Sep 30, 2013	Legal Action/Court Order, Foreclosure · Conventional Mortgage PREMIER HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2013 · Amount on Record
Deed Sale	Sep 30, 2013 · Amount on Record
Deed Document Number	20132944
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	404 2ND ST, PACIFIC JUNCTION, IA 51561-3016
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002019/815
Date	May 6, 2019
Book Page	2019/815
Instrument	815

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	404 2ND ST, PACIFIC JUNCTION, IA 51561-3016
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/815
Date	May 6, 2019
Book Page	2019/815
Instrument	815

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2013: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MILLS IA
Recording Date	Sep 30, 2013
Property Address	404 2ND ST, PACIFIC JUNCTION, IA 51561-3016
Document Number	0020132944
Instrument Date	Sep 13, 2013
Instrument	2013 2944
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$127.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 2ND ST, PACIFIC JUNCTION, IA 51561-3016

Mortgage

Document Number	0020132945
Date	Sep 30, 2013
Instrument	2013 2945

Lender

Name	PREMIER HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2043

Tax Assessment & Valuation

Source: Mills County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Municipality	Pacific Junction City
Unified School District	Glenwood Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,810.00	$379,953 (+112.2%) Land $25,180 Building $354,773	$379,953 (+112.2%) Land $25,180 Building $354,773
2024	$3,810.00 (+19.44%)
2023		$179,058 (+18.38%) Land $18,900 Building $160,158	$179,058 (+18.38%) Land $18,900 Building $160,158
2022	$3,190.00	$151,253 Land $18,900 Building $132,353
2021			$151,253 Land $18,900 Building $132,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	50 (1984–2024)
Claims Outside the SFHA	40 of 50
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms And Flooding, May 2019 · 26 claims Flooding, Jul 2011 · 5 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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