404 2nd St NE, Steinhatchee, FL 32359 Property Records

Taylor County property record for 404 2nd St NE, Steinhatchee, FL 32359

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,212 sqft · built 2009
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Dec 2003)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`09486-205`

Property Details

APN / Parcel Number

Primary APN	`09486-205`
Alternative APN	`23-09-09-09486-205`

Interior

Full Baths	2 Baths
Units	2 Units
Building Area	1,212 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2014
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,909 sqft (0.48 acres)
Lot Width	140 ft Width
Garage Type	Mixed
Driveway	Driveway
Driveway Area	48 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	404 2ND ST NE
City	STEINHATCHEE
State	FL
Zip	32359-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 0000.48 ACRES - STEINHATCHEE SUB - W 1/2 OF LOT 13S & W 1/2 OF LOT 13N - & W 1/2 OF LOT 14 BLK 89 - (CHANGED # FROM
Legal Range	09E
Legal Township	09S
Legal Section	23
Legal Subdivision	STEINHATCHEE SUB
Legal Block	89
Legal Lot Number	13S
Jurisdiction	TAYLOR FL
Township / Civil Division	PERRY SOUTH
Census Block Group	1
Census Block	1057
Census Tract	950402

Owner

Source: Taylor County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 2ND ST NE, STEINHATCHEE, FL 32359-3324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 2, 2018	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2003 · Amount on Record
Deed Sale	Dec 10, 2003 · Amount on Record
Deed Document Number	030007973
Deed Book / Page	0515 / 0755
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR FL
Property Address	404 2ND ST NE, STEINHATCHEE, FL 32359-3324
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 2ND ST NE, STEINHATCHEE, FL 32359-3324

Mortgage

Document Number	0008400977
Date	Aug 3, 2021
Book Page	840/977
Instrument	210004853

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR FL
Property Address	404 2ND ST NE, STEINHATCHEE, FL 32359-3324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007730107
Date	Jan 2, 2018
Book Page	0773/0107
Instrument	180000024

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Taylor County
Unified School District	Taylor County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,368.00 (+5.38%) Homeowner's exemption	$193,040 (+4.65%)	$344,100 (-11.31%) Land $99,180 Building $244,920
2024	$2,247.00 (+2.56%) Homeowner's exemption	$184,460 (+2.98%)	$387,960 (+12.63%) Land $138,350 Building $249,610
2023	$2,191.00 (+15.38%) Homeowner's exemption	$179,120 (+4.01%)	$344,460 (+10.92%) Land $97,290 Building $247,170
2022	$1,899.00 Homeowner's exemption	$172,210	$310,550 Land $68,230 Building $242,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 164 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	212 units insured incl. 48 condo units
Nearby Flood Claims	146 (2015–2024)
Claims Outside the SFHA	1 of 146
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 92 claims Hurricane Idalia, Aug 2023 · 21 claims Hurricane Hermine, Sep 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEND WATER AUTHORITY serves 2,700 people · EPA ID FL2621102
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber, Xfinity.

Nearby Properties on 2nd St NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures