404 2nd St, Lampasas, TX 76550 Property Records

Lampasas County property record for 404 2nd St, Lampasas, TX 76550

Property Summary

Property Type	Commercial
Details	1 ba · 7,720 sqft · built 1856
Lot Size	0.419 acres (18,252 sqft)
Owner	Individual Name on Record
Tax Bill	$16,916 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2017 Sale
APN	`10240-017-002-10`

Property Details

APN / Parcel Number

Primary APN	`10240-017-002-10`
Alternative APN	`2225`

Interior

Full Baths	1 Bath
Building Area	7,720 sqft Total Area

Exterior

Year Built	Built 1856
Effective Year Built	Effective 1856
Lot Area	18,252 sqft (0.419 acres)
Porch	Porch
Porch Area	1,586 sqft

Location & Zoning

Account Number	10240-017-002-10
Street Address	404 2ND ST
City	LAMPASAS
State	TX
Zip	76550
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT: PT LTS 2,3,4 BLK: 17 ADDN: OLD TOWN LOCCD:94
Legal Block	17
Legal Lot Number	2-4
Jurisdiction	LAMPASAS TX
Township / Civil Division	LAMPASAS
Census Block Group	1
Census Block	1068
Census Tract	950400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lampasas Downtown Historic District listed 2004 · 59 contributing resources · NRIS 03001540

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lampasas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1, AUSTIN, TX 78767-0001
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK
Dec 21, 2017	Warranty Deed, Transfer INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	404 2ND ST, LAMPASAS, TX 76550
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E 2ND ST, LAMPASAS, TX 76550-2853

Mortgage

Document Number	000384/520
Date	Aug 20, 2020
Book Page	384/520
Instrument	182675

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	LAMPASAS, TX 76550

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMPASAS TX
Recording Date	Dec 21, 2017
Property Address	404 2ND ST, LAMPASAS, TX 76550
Document Number	000537/811
Book / Page	537 / 811
Map Reference	CAB 1 SL 33
Instrument Date	Dec 21, 2017
Instrument	170319
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 534, LAMPASAS, TX 76550-0031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1, AUSTIN, TX 78767-0001

Tax Assessment & Valuation

Source: Lampasas County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lampasas County
Municipality	Lampasas City
Unified School District	Lampasas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,916.00 (+69.06%)	$633,600 (-26.75%)	$892,570 (+3.19%) Land $70,270 Building $822,300
2025	$10,006.00 (+22.5%)	$865,010 (+42.89%) Land $42,710 Building $822,300	$865,010 (+42.89%) Land $42,710 Building $822,300
2023		$605,360 Land $42,710 Building $562,650	$605,360 Land $42,710 Building $562,650
2022	$8,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (2002–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAMPASAS serves 7,291 people · EPA ID TX1410001
Water Source	Purchased surface water from KEMPNER WSC
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fiber · Fixed Wireless	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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