404 2nd St, Cheney, WA 99004 Property Records

Spokane County property record for 404 2nd St, Cheney, WA 99004

Property Summary

Property Type	Apartments (5+ Units)
Details	2 ba · 46,619 sqft · built 2002
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$2,678,000 (Sep 2023)
Tax Bill	$52,759 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13132.1907`

Property Details

APN / Parcel Number

Primary APN	`13132.1907`

Interior

Full Baths	2 Baths
Stories	4 Stories
Building Area	46,619 sqft Total Area
1st Floor Area	11,887 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2013
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	404 2ND ST
City	CHENEY
State	WA
Zip	99004-1604
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	M-C-1
Legal Description	CHENEY TOWN OF L9&10B19
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY
Legal Block	22
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4041
Census Tract	14001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the City of Cheney Historic District listed 2001 · 62 contributing resources · NRIS 01000062

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	404 2ND ST, CHENEY, WA 99004-1604
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Bargain and Sale Deed, Transfer · Commercial Mortgage WASHINGTON TRUST BANK
Aug 31, 2022	Bargain and Sale Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Mar 9, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	20237307623
Prior Transfer Date	Dec 30, 2015
Prior Transfer Doc	0006463704
Record Updated	Oct 29, 2026

September 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 12, 2023
Property Address	404 2ND ST, CHENEY, WA 99004-1604
Document Number	0007307623
Map Reference	MB A PG 44
Instrument Date	Sep 11, 2023
Instrument	7307623
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,677.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007307624
Date	Sep 12, 2023
Instrument	7307624

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 31, 2022
Property Address	404 2ND ST, CHENEY, WA 99004-1604
Document Number	0007236275
Map Reference	MB A PG 44
Instrument Date	Aug 26, 2022
Instrument	7236275
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 MASSACHUSETTS AVE NW, WASHINGTON, DC 20001-5401

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 9, 2017
Property Address	404 2ND ST, CHENEY, WA 99004-1604
Document Number	0006584312
Instrument Date	Feb 16, 2017
Instrument	6584312
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$131,725.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 E ROANOKE ST #13 SEATTLE WA 981023259, 13, SEATTLE, WA 98102-3259

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$52,759.00 (+81.34%)	$4,983,200 (+87.14%) Land $140,000 Building $4,843,200	$4,983,200 (+87.14%) Land $140,000 Building $4,843,200
2025	$29,094.00 (-66.27%)	$2,662,800 (-74.23%) Land $140,000 Building $2,522,800	$2,662,800 (-74.23%) Land $140,000 Building $2,522,800
2024		$10,334,300 (+41.98%) Land $90,000 Building $10,244,300	$10,334,300 (+41.98%) Land $90,000 Building $10,244,300
2023	$86,258.00 (+7.34%)	$7,278,600 Land $90,000 Building $7,188,600	$7,278,600 Land $90,000 Building $7,188,600
2022	$80,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 63% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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