404 2nd Ave, Gallipolis, OH 45631 Property Records

Gallia County property record for 404 2nd Ave, Gallipolis, OH 45631

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,265 sqft · built 1960
Lot Size	0.072 acres (3,132 sqft)
Owner	Individual Name on Record
Last Sale	$67,500 (Dec 2012)
Tax Bill	$3,150 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`00701100200`

Property Details

APN / Parcel Number

Primary APN	`00701100200`

Interior

Stories	3 Stories
Building Area	8,265 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Concrete Block
Construction Type	Wood
Lot Area	3,132 sqft (0.072 acres)
Lot Dimensions	108 ft deep x 9 ft wide
View / Lot	High Traffic Area
Canopy	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 2ND AVE
City	GALLIPOLIS
State	OH
Zip	45631-1130
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	L 137 8 B 28 28 9 X 108 V529 P386
Legal Block	28
Legal Lot Number	137
Jurisdiction	GALLIA OH
Township / Civil Division	GALLIPOLIS
Census Block Group	3
Census Block	3014
Census Tract	954000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gallipolis Historic District listed 2001 · 138 contributing resources · NRIS 01000899

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gallia County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 449, GALLIPOLIS, OH 45631-0449
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2012 · Amount on Record
Deed Sale	Dec 28, 2012 · Amount on Record
Prior Sale	May 1, 1991
Deed Document Number	20123564
Deed Book / Page	529 / 386
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Recording Date	Aug 31, 2026
Property Address	404 2ND AVE, GALLIPOLIS, OH 45631-1130
Document Number	0000002937
Book / Page	770 / 834
Instrument Date	Aug 31, 2026
Instrument	20262937
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4342 STATE ROUTE 160, GALLIPOLIS, OH 45631-9410

Mortgage

Document Number	0000002937,
Date	Aug 31, 2026
Book Page	770/834
Instrument	20262937

Lender

Name	FARMERS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 30, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Gallipolis Township
Municipality	Gallipolis Village
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,150.00 (+43.25%)	$48,750 (-) Land $7,110 Building $41,640
2024			$139,270 (-) Land $20,300 Building $118,970
2023	$2,199.00	$48,750 Land $7,110 Building $41,640	$139,270 Land $20,300 Building $118,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	May 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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