404 23rd St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 404 23rd St, Saint Augustine, FL 32084 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,492 sqft Living Area
Lot Size	10,018 sqft (0.23 acres)
Garage	Attached, 460 sqft
Occupancy	Owner Occupied
Tax Bill	$2,138.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`146197-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,492 sqft Living Area
Gross Area	2,180 sqft Gross Area
1st Floor	1,492 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,018 sqft (0.23 acres)
Lot Width	100 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	460 sqft Garage
Porch Area	418 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	404 23RD ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1739
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3-28 PACETTI SUB NORTH BEACH E100FT OF S1/2 OF BLK 107 (AKA LOTS 2 & 4 BLK 107) OR1057/268 & 1124/359(Q/C)
Legal Range	30E
Legal Township	06S
Legal Section	44
Legal Subdivision	NORTH BEACH
Legal Block	107
Legal Lot Number	2,4
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2016
Census Tract	20603

Owner

Source: St. Johns County records · APN 146197-0020

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 23RD ST, SAINT AUGUSTINE, FL 32084-1739
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	404 23RD ST, SAINT AUGUSTINE, FL 32084-1739
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 TWENTY THIRD STREET, ST AUGUSTINE, FL 32084-1739

Mortgage

Document Number	0051010974
Date	Nov 17, 2020
Book Page	5101/974
Instrument	2020104426

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,899 (+2.7%)	$585,203 (+9.56%) Land $320,000 Building $265,203
2025	$2,138.00 (+14.64%) Homeowner's exemption	$172,248 (+5.99%)	$534,115 (+6.66%) Land $290,000 Building $244,115
2024	$1,865.00 (+2.25%)
2023	$1,824.00 (+3.75%) Homeowner's exemption	$162,518 (+3%)	$500,778 (+14.49%) Land $290,000 Building $210,778
2022	$1,758.00 Homeowner's exemption	$157,784	$437,397 Land $257,600 Building $179,797

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.