404 23rd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 404 23rd Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Vacant Land
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$298 (2026)
Deeds & Mortgages	Dec 2023 Foreclosure Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`82-52414-0005`

Property Details

APN / Parcel Number

Primary APN	`82-52414-0005`

Exterior

Lot Area	5,663 sqft (0.13 acres)
Lot Width	46 ft Width

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	404 23RD AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3843
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R2
Legal Description	LOT 013 BLK 003 WEST & SEARLES ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	WEST SEARLES ADD
Legal Block	3
Legal Lot Number	13
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1001
Census Tract	602

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 23RD AVE N, SAINT CLOUD, MN 56303-3843
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Trustee's Deed, Foreclosure QUDARY TITLE, QUARRY TITLE
Apr 20, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 18, 2017
Transfer Doc	00A1493710
Record Updated	Sep 20, 2026

December 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 15, 2023
Property Address	404 23RD AVE N, SAINT CLOUD, MN 56303-3843
Document Number	00A1665029
Instrument Date	Dec 8, 2023
Instrument	A1665029
Transaction Type	Foreclosure
Record Updated	Jan 9, 2024
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	408 23RD AVE N, SAINT CLOUD, MN 56303-3843

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEARNS MN
Recording Date	Apr 20, 2017
Property Address	404 23RD AVE N, SAINT CLOUD, MN 56303-3843
Document Number	00A1493710
Instrument Date	Apr 18, 2017
Instrument	A1493710
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	408 23RD AVE N, SAINT CLOUD, MN 56303-3843

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$298.00 (+10.37%)	$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2025		$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2023	$270.00	$20,000 Land $20,000	$20,000 Land $20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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